In 2025, the USDA loan limit for Stanford, in Santa Clara, CA, is $626,500, while the limit for an FHA loan on a single-family home is $805,000.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping decide which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Stanford, Santa Clara County, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Options in Stanford, CA
Lendersa® is dedicated to finding you the top USDA or FHA loan swiftly and painlessly. Start with one of three paths that connect you with suitable lenders and USDA loan programs.
A USDA home loan, a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans allow for no down payment.
200 Williamsburg Office Park, Birmingham, AL, 35216
At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,
601 Vestavia Parkway, Suite 300, Birmingham, AL, 35216
Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.
Established in 1875, Carrollton Federal Bank is the oldest financial institution in Carroll County. Since 1937 Carrollton Federal has been FDIC insured. To best serve our customers in 2002 we converted to a full service bank and changed our name from Carrollton Federal Savings & Loan to Carrollton Federal Bank.
Founded in 1881, our first location opened in Carrollton, KY. As that community grew, our bank grew with it. Today, FNBKY operates throughout Carroll County and its surrounding area while staying firmly rooted in our tradition of community banking.
The First National Bank of Kentucky is a community-based financial institution.
2101 East El Segundo Blvd, Suite 203, El Segundo, CA, 900245
CV3 is more than just a lender. We partner with our customers to accelerate real estate opportunities and are invested in your success. We leverage the best technology to eliminate complexity and simplify the loan process.
By combining our commitment to elevating your customer experience with our diversified financial strength, we are the capit
2551 S Green Valley Pkwy ste 205B, Las Vegas, NV, 89014
With nearly 30 years of expertise in private money lending, we specialize in fast, customized loans for real estate investors. Our streamlined process, commitment to personal service, and deep market knowledge ensure your success. Trust us for reliable, efficient financial solutions.
1015 Deerfield Rd, Unit 235, Deerfield, IL, 600125
At MacLagan Home Loans, we're more than just mortgage brokers. We're your partners in achieving the dream of homeownership. Our dedicated team of experts goes above and beyond to provide personalized guidance and support throughout the entire loan process. Let us help you secure the financing you need to make your dream home a reality.
UPSEFCU is dedicated to simplifying your life by providing the products, tools and services to manage your money anywhere, anytime. These valuable member services save time and money, and you benefit from the convenience in multiple ways. and also UPSEFCU loans save you time and money while helping you reach important goals in life.
