USDA and FHA Pro and Con in Stanford, Santa Clara County, CA
In 2025, USDA loan limit in Stanford, county of Santa Clara, CA is $626,500 while FHA limit is $805,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Stanford, county of Santa Clara, CA
Loan Type
Loan Limit
Down payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA loan options in Stanford, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Airco Federal Credit Union was founded on August 15, 1957 for the employees and family members of Acco Engineered Systems or it’s subsidiaries.The Credit Union is entirely owned and directed by its members the people you work with every day. Also included in its membership are the families of its members
135 N. Los Robles Ave, 7th Floor, Pasadena, CA, 91101
East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multicultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunitie
Tony W. Moon offer a different products to fit a particular mortgage related challenges and while that in itself is not unique; we strive to deliver our service with honesty, openness, and with the long term benefits in mind for our client/friends, to become a resource for them and their family/friends.
SMPL Mortgage is a generational lending leader in mortgage financing. We simplify this complex process through education, seminars and a personal approach that meets our clients needs whatever life stage they are in. Webelieve in people and their potential making their dreams of financial freedom Humanly Possible.
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680 East Colorado Boulevard, Suite 180, Pasadena, CA, 91101
PARADACE offers real estate & loans services. We lend money. We buy, build, & sell houses. We provide construction & remodeling services. PARADACE Luxury Real Estate and Loans was establish to serve the well-to-do and influential customers. Established in 2008. David Sun Owner at Paradace Corporation.
Kennedy Capital Corporation is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios
