USDA and FHA Pro and Con in Novato, Marin County, CA
For the year 2025, the USDA loan cap in Novato, located within Marin county, CA, stands at $776,600, whereas the FHA loan cap for acquiring a single-family home is set at $1,089,300.
To compare the optimal USDA and FHA loan rates available today, utilize the Lendersa® USDA loan calculator. This tool is instrumental in determining the necessary income, credit requirements, reserves, and documentation required to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options in parallel, allowing for a more informed decision regarding the best program for your financial needs, particularly if you're in Alabama.
2025 Loan Limits & Downpayment Criteria for Novato, County of Marin, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA & FHA Loan Options in Novato, CA
Lendersa® is committed to providing you with the most suitable USDA or FHA loan quickly, and without unnecessary stress. Choose from one of three initial pathways that lead to matching with appropriate lenders and USDA loan options.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is alternatively referred to as a USDA rural development loan or USDA mortgage. It is specifically for rural locales, contrasting with FHA loans that require a minimum 3.5% down payment, as USDA loans necessitate no down payment whatsoever.
18682 Beach Boulevard, Suite 205, Huntington Beach, CA, 92648
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2130 Main Street, Suite 110, Huntington Beach, CA, 92648
"Southern California-based Summit Lending is a top-reviewed direct mortgage lender, and mortgage brokerage specializing in home purchase loans and refinance loans.
We proudly offer government loans including FHA loans and VA loans, in addition to Conventional loans, Jumbo loans, Home Equity Lines of Credit,"
2130 Main Street, Suite 110, Huntington Beach, CA, 92648
LoanSpike is committed to provide current homeowners the ability to refinance at ultra competitive interest rates. We pride ourselves in discounting our fees and beating the competition with our delivered rates. We are best viewed as a Mortgage Mart providing the lowest prices in the marketplace, similar to a 99Cent Store.
18600 Main Street, Suite 290, Huntington Beach, CA, 92648
Home Inc professional mortgage company specializing in residential mortgages. At Home Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
At Crown Commercial Finance, we believe that providing real estate financing services should help make your life easier, not harder. Our company culture is developed to go above and beyond the average real estate experience, taking customer service to the next level. If you’re considering obtaining financing for a commercial real estate property,
20422 Beach Boulevard, Suite 105, Huntington Beach, CA, 92648
American VA Loans we know that finding the right home loan can be difficult. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. We strive to make the process easy, and will find you the best lender and rate possible. Paul Collier has worked as a mortgage loan originator for the past 8 years.
2134 Main Street, Suite 240, Huntington Beach, CA, 92648
John Gillespie provides hands-on service and prompt answers for your home loan. He has been in business for over 30 years and is Broker/Owner of Pacific Coast Funding, a mortgage lender in Huntington Beach, California. Pacific Coast Funding is a one stop lender, providing purchase and refinance loans for investment units
18141 Beach Boulevard, Suite 370, Huntington Beach, CA, 92648
Emerald Coast Investments has been in the mortgage lending business for over 20 years. We have seen it all. We provide a custom mortgage financing experience. We are very “hands-on” with our clients. You are NOT handed off to a third person to complete your transaction. We can do Conventional, Jumbo, FHA, VA, REVERSE Mortgages,
