USDA Loan Vs. FHA loan for Oak-Hills, CA 2025

In 2025, USDA loan limit in Oak-Hills, county of San Bernardino, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oak-Hills, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 252-6950 Lender's profile and map Reviews Credit Union 1 200 E Champaign Avenue, Rantoul, IL, 61866 Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
(217) 893-8201 Lender's profile and map Reviews Community Plus Federal Credit Union 526 E Champaign Avenue, Rantoul, IL, 61866 Community Plus Federal Credit Union is a community credit union serving East Central Illinois. Its mission is to guide members on their Path to Financial Freedom. CPFCU is a US Treasury-certified Community Development Financial Institution. While the credit union serves members from all walks of life.
(217) 892-2143 Lender's profile and map Reviews Bank of Rantoul 201 E. Champaign Ave., Rantoul, IL, 61866 Our management is always available and ready should you need our assistance with any financial matters. Just give us a call, or send us a secure e-mail. Depending on the complexity of the matter at hand, there’s a good chance we can help you the same day that you call. Please do not include your account numbers.
(920) 361-1454 Lender's profile and map Reviews The Farmers & Merchants Bank 123 W Huron St., Berlin, WI, 54923 We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.
(855) 876-1500 Lender's profile and map Reviews Fortifi Bank 240 Broadway Street, Berlin, WI, 54923 Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.
(877) 463-2610 Lender's profile and map Reviews Capital Financial Group 2471 W. Sullivan Road, Aurora, IL, 60506 Our mission is to deliver excellent service and provide you with an extraordinary experience. At Capital Financial Group, a Division of First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995.
(601) 743-5871 Lender's profile and map Reviews The Commercial Bank 175 Hopper Avenue, De Kalb, MS, 39328 Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
(270) 545-3301 Lender's profile and map Reviews Fredonia Valley Bank 602 Cassidy Ave, Fredonia, KY, 42411 On October 30, 1894, a group of men consisting of S.H. Cassidy, W.F. McMurray, H.E. Rice, D.T. Byrd, W.C. Rice, J.C. Elder, J.T. Woolf, William M. Green, S.C. Bennett, A. Boaz, H.C. Rice, W.B. Bennett, M.B. Lowery, and A.S. Threlkeld met for the purpose of organizing a bank in Kelsey, KY. A committee was appointed to solicit stock subscriptions.
(847) 707-5300 Lender's profile and map Reviews Al Martinez Mortgage Broker, Huntley 10417 Dawson St, Huntley, IL, 60142 I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
(601) 483-7307 Lender's profile and map Reviews MERIDIAN MS AIR NATIONAL GUARD FEDERAL CREDIT UNION 6225 M Street, Building 305, Meridian, MS, 39307 The Meridian MS ANG Federal Credit Union was chartered in 1963 as a non-profit financial organization that is regulated by the Nation Credit Union Administration (NCUA). Our Credit Union is owned and operated by its members for the benefit of all members. Our goal is to help each other by providing a quick economic source of confidential credit
(630) 844-4950 Lender's profile and map Reviews Earthmover Credit Union 2195 Baseline Road, Oswego, IL, 60543 Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.
(630) 554-8899 Lender's profile and map Reviews Allied First Bank SB 3201 Orchard Road, Oswego, IL, 60543 Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.