USDA Loan Vs. FHA loan pro & con for Oak-Hills, San Bernardino County, CA

In 2025, USDA loan limit in Oak-Hills, county of San Bernardino, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oak-Hills, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(925) 962-6916 357 miles Lender's profile and map Reviews Viking Real Estate Group 1078 Carol Lane, Suite 203, Lafayette, CA, 94549 Viking Real Estate Group is a full-service real estate investment and finance company, based in Lafayette, CA. we can provide our clients with a thorough and well-considered review of their particular situation and recommendations tailored to their specific requirements. Founded in 1995
925-283-8919 357 miles Lender's profile and map Reviews Rubicon Mortgage Fund, LLC 3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549 Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.
(510) 463-0200 357 miles Lender's profile and map Reviews Cushman Rexrode Capital Corporation 1437 Leimert Blvd, Suite C, Oakland, CA, 94602 Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers. Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.
(415) 265-3845 357 miles Lender's profile and map Reviews Hyperion Financial Services 1025 Galvin Street, Oakland, CA, 94602 HYPERION FINANCIAL SERVICES IS A RESIDENTIAL AND COMMERCIAL LOAN BROKERAGE COMPANY FOCUSED ON PROVIDING DEBT SOLUTIONS FOR MULTIFAMILY, RETAIL, OFFICE AND INDUSTRIAL REAL ESTATE. CHARLIE SOSA IS THE FOUNDER OF HYPERION FINANCIAL SERVICES. HE’S BEEN ARRANGING COMMERCIAL FINANCING FOR OVER NINE YEARS.
(925) 609-5000 357 miles Lender's profile and map Reviews Pacific Service Credit Union 3000 Clayton Road, Concord, CA, 94519 Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
(925) 500-8083 357 miles Lender's profile and map Reviews Primary Real Estate Services 2818 Clayton Road, Concord, CA, 94519 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(510) 834-1933 358 miles Lender's profile and map Reviews Metropolitan Bank 250 East 18th Street, Oakland, CA, 94606 Our goal to provide our customers with the best community banking experience possible. Where other banks have devised new and inventive ways to deal with their customers at an arms length, we remain committed to the idea that bank-customer relationships should be personal. We make an effort to know you, our clientele, and adapt our service.
(916) 233-6513 358 miles Lender's profile and map Reviews King of Loans 9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(916) 439-2938 358 miles Lender's profile and map Reviews HOME IN 15 9280 W Stockton Blvd, Suite 224, Elk Grove, CA, 95758 The HomeIn15 Team is a group of experienced mortgage professionals dedicated to taking you from shopping for a home to homeownership in 15 days or less! Our commitment to customer service and quality of process allows us to do in 15 days what is taking the industry an average of 45 days!
(916) 469-3624 358 miles Lender's profile and map Reviews Equity Zone Mortgage 7811 Laguna Blvd, Suite 110, Elk Grove, CA, 95758 The Equity Zone Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(916) 686-2324 358 miles Lender's profile and map Reviews White House Realty Inc 9245 Laguna Springs Drive, Suite 200, Elk Grove, CA, 95758 We are a Property Management Company offering services to anyone looking for, Rental Homes, Management Services, Leasing, Vendor Management, Tenant Placement and Landlord Services as well as Full Circle Investment Real Estate and Property Management Services. Established in 2011.
(916) 600-0149 358 miles Lender's profile and map Reviews Beatific Associates Inc. 9205 Daylor Street, Elk Grove, CA, 95758 Experienced Real Estate Broker & Mortgage Banker with a demonstrated history of Success, Operates as CEO of Beatific Associates Inc.( Real Estate Brokerage BRE#02056389 & Mortgage Banker NMLS#1724782 ) . Skilled in Negotiation, Private Money, Conventional Loans U.S. FHA Financing, U.S. VA Loans, USDA Loans of Investment Properties, 1031 Exchange.