USDA Loan Vs. FHA loan for Pi?on-Hills, CA 2026

For 2026, the USDA loan limit in Pi?on-Hills, located in San Bernardino county, CA, is $381,800. In contrast, the FHA loan limit for a single-family home is $477,250.

The Lendersa® USDA loan calculator is a great tool to compare today's leading rates between USDA and FHA loans. It assists in understanding the income, credit, reserves, and documentation required for qualification. Our enhanced mortgage calculator shows USDA, FHA, Conforming, and VA loans simultaneously, helping you determine the best option for your financial situation, particularly in .

Exploring USDA and FHA Loan Options in Pi?on-Hills, CA

Lendersa® is dedicated to swiftly and smoothly securing the best fitting USDA or FHA loan for you. Start by choosing any of three routes that effectively lead to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural communities. FHA loans require a minimum down payment of 3.5%, in contrast to USDA mortgages, which do not require any down payment.

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(509) 491-3200 Lender's profile and map Reviews Desert Canyon Mortgage Company, LLC 8500 W Gage Blvd, Suite A, Kennewick, WA, 99336 Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"
(509) 736-2020 Lender's profile and map Reviews Vision Mortgage 7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336 Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.
(360) 255-7484 Lender's profile and map Reviews Brian Stone & PNW Loans 11112 NE 51st Circle, Vancouver, WA, 98682 We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
(800) 880-1565 Lender's profile and map Reviews Full Spectrum Capital Corporation 7439 N Fiske Ave, Portland, OR, 97203 Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.
(360) 993-5800 Lender's profile and map Reviews NorthWest Funding Group, Inc. 802 Officers Row, Suite C, Vancouver, WA, 98661 We’re Northwest Funding Group, and we’re legacy builders. We build every loan experience around you, a unique approach that allows you to have a voice. You are heard, valued, and our investment in you is heartfelt. We love what we do and we know how to do it, which shows throughout every single step of the process.
(360) 719-1211 Lender's profile and map Reviews Belay Mortgage Group Inc 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663 "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage. Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549
(575) 393-1596 Lender's profile and map Reviews Estacado Federal Credit Union 2220 N Dal Paso Street, Hobbs, NM, 88240 On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
(575) 397-4511 Lender's profile and map Reviews Lea County State Bank 1017 N Turner St, Hobbs, NM, 88240 Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
(509) 378-3100 Lender's profile and map Reviews Gesa Credit Union 51 Gage Blvd, Richland, WA, 99352 Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.
(360) 571-5626 Lender's profile and map Reviews Creekside Mortgage, Inc. 4601 NE 77th Ave, Suite 100, Vancouver, WA, 98662 You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.
(360) 882-0802 Lender's profile and map Reviews Cascade Northern Mortgage 7710 Northeast Greenwood Drive, Suite 170, Vancouver, WA, 98662 Cascade Northern Mortgage is a trusted name for your mortgage needs. With nearly 4 decades of experience in the mortgage industry and licensed mortgage brokers in both Washington and Oregon, we can help you achieve the financial solution that works best for you. As experienced mortgage loan officers.