USDA and FHA Pro and Con in Phelan, San Bernardino County, CA
In 2026, the USDA loan limit in Phelan, county of San Bernardino, CA, is $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA options side by side, aiding in deciding the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Phelan, San Bernardino County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Phelan, CA
Lendersa® is dedicated to securing the top USDA or FHA loan for you promptly and effortlessly. Choose from three starting points that guide you to compatible lenders and USDA loan offerings.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.
Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.
KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.
The FNB of Wakefield continues looking to keep its community updated with the best customer service and financial products and services available. The directors and shareholders live and work in Gogebic County and know the importance of a community bank that understands the needs of its customers!
Our basic mission is to provide you with a safe place to keep your money, a sound place to have it grow, and a trusted place to borrow from. The First National Bank in Tigerton (FNB-Tigerton) is a community bank locally owned and operated. It has provided full service banking to it's neighbors and friends in Shawano.
4003 Plainfield Naperville Rd, Suite 207, Naperville, IL, 60564
Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days. Our goal is to evaluate your current situation while having you approved in 30 minutes or less.
4003 Plainfield Naperville Rd., Naperville, IL, 60564
Thank you for visiting us today. Smart Mortgage Centers was founded in 1997 by Richard Birk. Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days.
Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .
