In 2025, the USDA loan limit in Phelan, county of San Bernardino, CA, is $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA options side by side, aiding in deciding the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Phelan, San Bernardino County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Phelan, CA
Lendersa® is dedicated to securing the top USDA or FHA loan for you promptly and effortlessly. Choose from three starting points that guide you to compatible lenders and USDA loan offerings.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.
3090 Bristol Street, Suite 600, Costa Mesa, CA, 92626
"We are proud to have an extremely high Customer Satisfaction ratings with TrustLink, Lending Tree, and Facebook. We've been in business for over 20 years, and have been members of the BBB since 1999.
What sets Intelliloan apart is our customer service. We care about our clients and train our team to listen and educate,"
555 Anton Boulevard, Suite 150, Costa Mesa, CA, 92626
The NETWORK was born because of a need; a need for trusted partnerships, a sense of urgency, and the feeling of connection. THE NETWORK is the product of time spent building relationships, learning and growing with the industry, and giving our people and partners the opportunity to be a part of the vision and share in the benefits.
iApproveMortgage is a new digital age mortgage company established with a mission to use innovative technology to streamline the loan process for all kinds of home loans. We noticed that getting a home loan usually requires a lot of paperwork, patience, frustration and time. However, we have decided to put a stop to this. Being in the digital age.
959 South Coast Drive, Suite 210, Costa Mesa, CA, 92626
G.W. Golden Financial all of our licensed representatives have been hand picked based on their character, passion for helping others & their real desire to make a difference in people’s lives on a daily basis.They are then highly trained over a ten week training program.We offer a large assortment of mortgage products at extremely competitive rates
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3100 Airway Avenue, Suite 131, Costa Mesa, CA, 92626
Greenkey Financial was built to create a safe place for clients to buy their dream home, refinance& seek financing needs. Greenkey’s fierce recruiting standards ensure that our clients are always working with the best, most experienced loan officers, processors & lendors to ensure a seamless, trustworthy & positive experience from beginning to end.
695 Town Center Drive, Suite 650, Costa Mesa, CA, 92626
Landmark Mortgage Capital, we strive to keep a high standard of excellence for clients and employees. We offer comprehensive residential mortgage loan programs from A paper to Alt-A with the best investors in the marketplace. Our team is lead by seasoned Loan Officers and experienced Mortgage Executives who are driven to maintain a fast-paced, prod
151 Kalmus Drive, Suite D-102, Costa Mesa, CA, 92626
FlexPoint Mortgage Corporation We are a conglomerate of mortgage professionals that are knowledgeable and understand what it takes to fund loans as quickly and seamlessly as possible. Most importantly, we are known for our experience and service. We work to simplify the lending process while keeping you informed, up to date.
