USDA and FHA Pro and Con in Phelan, San Bernardino County, CA
In 2026, the USDA loan limit in Phelan, county of San Bernardino, CA, is $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA options side by side, aiding in deciding the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Phelan, San Bernardino County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Phelan, CA
Lendersa® is dedicated to securing the top USDA or FHA loan for you promptly and effortlessly. Choose from three starting points that guide you to compatible lenders and USDA loan offerings.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344
Lends in California
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.
Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
Lends in California
Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
12600 Hesperia Road, Suite A, Victorville, CA, 92395
Lends in California
Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.
17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395
Lends in California
203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans
Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.
14070 Hesperia Rd, Suite 202, Victorville, CA, 92395
Lends in California
Welcome Home. I am an experienced loan officer with over 20 years in the mortgage Industry and I enjoy getting the job done. Every borrower and every loan is unique. I have been able to assist many borrowers Purchase their first home and refinance their current mortgages. I've helped them eliminate debt and PMI.
14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
Lends in California
Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.
