USDA and FHA Pro and Con in Mountain-View-Acres, San Bernardino County, CA

In 2025, the USDA loan cap in Mountain-View-Acres, part of San Bernardino county, CA, is $381,800, whereas the FHA limit for a single-family home reaches $477,250.

Employ the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, determining the needed income, credit status, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best financial option in Alabama for your individual circumstances.

Explore loan propositions from 100 different lenders to find the optimal choice.

Insights into 2025 loan limits and down payment requirements in Mountain-View-Acres, county of San Bernardino, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan alternatives in Mountain-View-Acres, CA

The aim of Lendersa® is to secure you the most suitable USDA or FHA loan quickly and seamlessly. Begin by opting for one of three initial methods to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It caters only to rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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