USDA Vs. FHA Pro and Con comparison in Hesperia, San Bernardino County, CA
In 2025, the USDA loan limit for a single-family home in Hesperia, located within San Bernardino county, CA, is $776,600. The FHA loan limit, on the other hand, is $1,089,300.
Make use of the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA options. This tool effectively aids in determining the income, credit, reserve amounts, and documents required for eligibility. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side-by-side, helping you single out the program best suited to your financial needs in .
2025 Loan Limits and Down Payment Requirements in Hesperia, San Bernardino, CA
Loan Type
Maximum Limit
Minimum Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Hesperia, CA
Lendersa® aims to efficiently connect you to the most favorable USDA or FHA loans quickly and with minimum complexity. Choose one among the three starting points to be paired with appropriate lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA mortgages require none.
2696 North University Avenue, Suite 236, Provo, UT, 84604
Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan, Utah. Our name says it all – since 2008 our only line of business is Reverse Mortgages. We are passionate about these products and about our clients who benefit from the programs we utilize to help secure a stronger retirement plan.
8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
8846 South Redwood Road, #C212, West Jordan, UT, 84088
"DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances.
We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
