In the year 2025, the USDA loan limit in Simi-Valley, situated in Ventura County, CA, is $591,500, whereas for a single-family home, the FHA limit is $739,450.
Utilize the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA today, identifying income, credit, reserves, and necessary documentation for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in your decision of which option in suits your financial scenario best.
2025 Loan Limits and Down Payment Requirements in Simi-Valley, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Exploring USDA and FHA Loan Options in Simi-Valley, CA
The goal of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan available. Begin with one of three options to find lenders who match your needs and the USDA loan programs perfectly.
The USDA home loan, known as a USDA mortgage or rural development loan, is backed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least 3.5% down, USDA loans have no down payment requirement.
At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.
From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228
Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.
12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
274 Union Blvd Suite, Suite 410, Lakewood, CO, 80228
At Innovative Mortgage Group our goal is not only to provide you with the best interest rates available, but we strive to make sure your experience here is one you’ll brag to your friends about. We specialize in conventional, VA, FHA and jumbo loans. Whether you're buying or refinancing, we have the perfect lenders for every residential loan.
Western Bank of Artesia, New Mexico was chartered and opened for business as Peoples State bank on August 2, 1948 on the Calvin Dunn property located at 4th and Quay in Artesia, New Mexico, the same location that the bank occupied from 1948 to 2000. The bank was first housed in temporary quarters in a small sheet iron building.
Artesia Credit Union is a member-owned, cooperative, non profit financial services institution founded and operated to encourage thrift among its members, create a source of credit at a fair and reasonable rate of interest, and provide an opportunity for its members to improve their economic condition in a friendly manner.
First American Bank serves New Mexico with sixteen full service locations in fourteen communities and mortgage offices in Ruidoso, NM, and Rio Rico, AZ. Over the past century, First American Bank has remained true to its mission by providing a full spectrum of financial services; building lasting customer relationships
