USDA Vs. FHA your options comparison in Simi-Valley, Ventura County, CA
In the year 2026, the USDA loan limit in Simi-Valley, situated in Ventura County, CA, is $591,500, whereas for a single-family home, the FHA limit is $739,450.
Utilize the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA today, identifying income, credit, reserves, and necessary documentation for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in your decision of which option in suits your financial scenario best.
2026 Loan Limits and Down Payment Requirements in Simi-Valley, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Exploring USDA and FHA Loan Options in Simi-Valley, CA
The goal of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan available. Begin with one of three options to find lenders who match your needs and the USDA loan programs perfectly.
The USDA home loan, known as a USDA mortgage or rural development loan, is backed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least 3.5% down, USDA loans have no down payment requirement.
Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
"At Crossroads Home Loans. We are a web based Mortgage Firm.
We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.
Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.
The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
North Coast Credit Union (NCCU) is a member owned not for profit credit union located in Fairview Park, OH. NCCU offers members a variety of deposit options from Free Checking and Free Savings accounts to online banking, remote deposit. We also offer members Free Notary Service and Free Credit Review.
20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
Best Reward Federal Credit Union (formerly known as Reward One Credit Union) has been open since 1949. The credit union has assets totaling $178.18 Million and provides banking services to more than 12, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
