USDA and FHA Pro and Con in Waterford, Stanislaus County, CA
In 2025, USDA loan limit in Waterford, county of Stanislaus, CA is $412,000 while FHA limit is $517,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Waterford, county of Stanislaus, CA
Loan Type
Loan Limit
Down payment
USDA
$412,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Waterford, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.
Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.
Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account
6112 McCart Avenue, Suite 205, Fort Worth, TX, 76133
The Highway District 2 Credit Union was organized and chartered in 1958 as an association of the employees of the Fort Worth District State Highway Department. As of December, 2021, the Credit Union has 742 members with total assets of $5, 459, 341. The credit union has processed 25, 849 loans since 1958 totaling $73, 139, 693.
Texas Exchange Bank first opened for business in 1970 and its current location in Crowley, Texas, was opened in 1974. Our second location opened in Fort Worth in November 2010. The Bank is proud of its heritage and that it is the only Crowley-based bank that has stayed committed to the community.
AMUSA Commercial Capital is a 31-year-old non-bank small-balance commercial lender funding in most states. We fund most commercial property types. Our loan programs include funding investment and owner-occupied properties. We do not require business or personal tax returns, or financial statements. We have lite doc and no doc programs. We h
200 Taylor Street, Suite 215, Fort Worth, TX, 76102
In 1955, a group of Tarrant County employees came together to fulfill their vision - the creation of a credit union to serve the unique needs of Tarrant County staff members. Since that time, TCCU has grown into an award-winning $104M credit union, serving over 11, 200 members and We're now in five Tarrant County facilities.
EECU Credit Union is one of North Texas’ largest locally owned financial institutions with a long history of serving the financial needs of individuals and businesses in Greater Fort Worth. Open to anyone who lives or works in Tarrant County and surrounding areas, EECU provides more than 250, 000 people with a full range of financial products.
