USDA Vs. FHA your options comparison in Waterford, Stanislaus County, CA
In the year 2025, the USDA loan limit in Waterford, within Stanislaus county, CA, stands at $412,000, while for a single-family residence, the FHA loan limit is $517,500.
Utilize the Lendersa® USDA loan calculator to assess today's USDA versus FHA optimal rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you to decide which program in suits your financial goals best.
Loan limits and down payment requirements for 2025 in Waterford, county of Stanislaus, CA
Loan Category
Limit
Minimum Down Payment
USDA
$412,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Waterford, CA
The ambition of Lendersa® is to promptly and efficiently secure the optimal USDA or FHA loan for you. Choose from three starting methods that guide you to matching lenders and ideal USDA loan programs.
The USDA home loan, supported by the government via the Department of Agriculture, is commonly known as USDA rural development loan or USDA mortgage, targeted at rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require none.
22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
Siskiyou Central Credit Union was founded in 1962 when two visionaries, Betty Pitman & Ken Bley, wanted to offer county employees a safe and affordable place to keep their hard earned pay. When the Credit Union finally got its charter to serve only county employees, Betty would be open for business on Tuesdays and Thursdays during her lunch break.
14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
"Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible.
If there is one thing you should know about me is that I fully understand what it means to be a true professional"
14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more
15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
We can help you with most of today’s most popular mortgage products such as
FHA Loans for Purchase
FHA streamline Refi
Conventional Purchases with 5% down or more
LPMI (Lender Paid MI) conventional purchase or Refi
VA Loans
Reverse Mortgage (Senior home-owners 62 and over)
Fannie Mae HARP Refi
14241 Firestone Blvd, Suite 110, La Mirada, CA, 90638
Avenue Mortgage is a full service mortgage brokerage with offices in California and Oregon. In business since 1999, Avenue Mortgage has helped thousands of families achieve the dream of home ownership. With over $1 billion in funding's, Avenue Mortgage has loan programs available for borrower's with a variety of credit backgrounds.
Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service.
My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
