USDA Vs. FHA your options comparison in Waterford, Stanislaus County, CA
In the year 2025, the USDA loan limit in Waterford, within Stanislaus county, CA, stands at $412,000, while for a single-family residence, the FHA loan limit is $517,500.
Utilize the Lendersa® USDA loan calculator to assess today's USDA versus FHA optimal rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you to decide which program in suits your financial goals best.
Loan limits and down payment requirements for 2025 in Waterford, county of Stanislaus, CA
Loan Category
Limit
Minimum Down Payment
USDA
$412,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Waterford, CA
The ambition of Lendersa® is to promptly and efficiently secure the optimal USDA or FHA loan for you. Choose from three starting methods that guide you to matching lenders and ideal USDA loan programs.
The USDA home loan, supported by the government via the Department of Agriculture, is commonly known as USDA rural development loan or USDA mortgage, targeted at rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require none.
Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.
Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.
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For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.
In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio.
The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
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State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
1900 Polaris Parkway, Suite 450, Columbus, OH, 43240
Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.
