USDA and FHA Pro and Con in Reedley, Fresno County, CA
In the year 2025, the USDA loan limit for Reedley in Fresno county, CA, is $405,000. Meanwhile, the FHA limit for a single-family home stands at $472,030, offering different financial thresholds for borrowers.
To evaluate today's leading USDA versus FHA rates, leverage the Lendersa® USDA loan calculator. Determine the necessary income, credit score, reserves, and required documents for qualification. Utilize our advanced mortgage calculator to assess USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Reedley, Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Reedley, CA
The central mission of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan without inconvenience. Opt for one of three initial strategies to effectively link with matching lenders and suited USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively applicable in rural neighborhoods. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering an attractive financing alternative.
113 Cherry Street, Suite 84054, Seattle, WA, 98104
Hearthstone Funding, LLC was created with the commitment to helping our Borrowers maintain their payments, obligations, and retain home ownership, if the latter is what they desire. Our strength is in providing financial solutions for the Homeowner, which creates a Win-Win environment for both the Borrower and for us.
Lenders Portal Direct was started with the simple goal of assisting both residential and commercial property owners in navigating the complex world of ownership in the modern market. Utilizing our vast network of relationships in the real estate community we cultivate a competitive market that strives for your business.
Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.
At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.
Our mission is to protect and improve the personal and financial health of all consumers. We meet consumers wherever they are in life with custom tailored solutions just for them. We empower them to take actions that improve their life and protect the things they care about. We provide a unique experience for every consumer.
14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side.
We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless
At Salal, we believe small actions can lead to great impact. We were founded in 1948 by a group of nine healthcare workers who pooled together $45 to start a credit union. Today we have 50, 000+ members in 18 states. Staying true to our roots, we’ve never stopped finding innovative ways to serve underserved communities and promote a healthier
DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.
