USDA Vs. FHA your options comparison in Palos-Verdes-Estates, Los Angeles County, CA
For the year 2025, the USDA loan limit in the city of Palos-Verdes-Estates, within Los Angeles county, CA, stands at $657,900. In comparison, the FHA loan cap for a single-family household is $822,375.
Leverage the Lendersa® USDA loan calculator to effectively contrast current USDA versus FHA prevailing interest rates, identifying the necessary requirements for qualifying such as income, credit standings, reserves, and documentation. Our sophisticated mortgage calculator enables you to view a side-by-side analysis of USDA, FHA, Conforming, and VA loans, making it simpler for you to ascertain the most suitable program to match your individual financial circumstances in .
2025 Loan Limits and Down Payment Criteria in Palos-Verdes-Estates, Los Angeles, CA
Type of Loan
Maximum Loan Amount
Down Payment Percentage
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in Palos-Verdes-Estates, CA
The commitment of Lendersa® is to facilitate fast and effortless acquisition of the most favorable USDA or FHA loan on your behalf. Start with one of three available procedures to get matched with fitting lenders and USDA programs that cater to your needs.
A USDA home loan is one that the U.S. Department of Agriculture backs, often referred to as a USDA rural development loan or USDA mortgage. This kind of loan is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever, making it an attractive option for eligible borrowers.
Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
The NH Community Federal Credit Union was organized in 1959 for the employees of Joy Manufacturing. A subsequent change of its charter now allows membership eligibility to all individuals who live or work in Sullivan County.
The purpose of the Credit Union is to promote thrift among its members, and to create a source of credit for provident
Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566.
The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union
The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
266 Lunalilo Home Road, Suite A, Honolulu, HI, 96825
Oahu Mortgage Brokers, we are committed to serve our community by offering the lowest rates available while providing exceptional service. Our goal is to exceed your expectations today and earn your referrals tomorrow. We hold ourselves to the highest ethical standards and hope to build valuable
6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
