For the year 2025, the USDA loan limit in the city of Palos-Verdes-Estates, within Los Angeles county, CA, stands at $657,900. In comparison, the FHA loan cap for a single-family household is $822,375.
Leverage the Lendersa® USDA loan calculator to effectively contrast current USDA versus FHA prevailing interest rates, identifying the necessary requirements for qualifying such as income, credit standings, reserves, and documentation. Our sophisticated mortgage calculator enables you to view a side-by-side analysis of USDA, FHA, Conforming, and VA loans, making it simpler for you to ascertain the most suitable program to match your individual financial circumstances in
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| Type of Loan | Maximum Loan Amount | Down Payment Percentage |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The commitment of Lendersa® is to facilitate fast and effortless acquisition of the most favorable USDA or FHA loan on your behalf. Start with one of three available procedures to get matched with fitting lenders and USDA programs that cater to your needs.
A USDA home loan is one that the U.S. Department of Agriculture backs, often referred to as a USDA rural development loan or USDA mortgage. This kind of loan is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever, making it an attractive option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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