USDA Vs. FHA Pro and Con comparison in Rancho-Palos-Verdes, Los Angeles County, CA
In 2025, the limit for USDA loans in Rancho-Palos-Verdes, located in the county of Los Angeles, CA, is set at $657,900. For a single-family residence, the FHA limit stands at $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rate offerings, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, helping you choose the most suitable program for your financial circumstances, particularly in .
Loan Limits and Downpayment Requirements for 2025 in Rancho-Palos-Verdes, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Rancho-Palos-Verdes, CA
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loans available, minimizing hassle. Choose from three available starting points to connect with lenders and USDA loan programs.
A USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Differing from FHA loans requiring a 3.5% minimum down payment, a USDA mortgage demands no down payment.
42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
43260 Garfield, Suite 250, Clinton Township, MI, 48038
"Victory Home Loans is a wholesale brokerage that was established in December of
2000. Scott Van Sickle is the broker & brings over 15 years of combined
mortgage & real estate experience to the table.Being a wholesale broker gives us
the unique advantage of giving superior service while at the same time delivering
very competitive rates and
Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
"We believe that getting a great rate on your home loan should be easy. One way we accomplish this is offering to educate our clients about the process up front, so they can avoid many of the common mistakes that occur with other mortgage brokers and lenders.
We take a client first approach. Each client is extremely important to us,"
Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.
First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
