USDA VS FHA in Lomita, Los Angeles County, CA

In 2026, the USDA loan limit in Lomita, found in the county of Los Angeles, CA, is $776,600, whereas the FHA limit for a single-family home is set at $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA loans today, thereby identifying the income, credit reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Lomita, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Lomita, CA

The mission of Lendersa® is to connect you quickly with the best USDA or FHA loan offerings without hassle. Begin by choosing one of three starting points that align you with matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It's available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Union Pacific Streamliner Federal Credit Union
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  • Since our origin in 1937, the Union Pacific Streamliner Federal Credit Union has been serving our members, Union Pacific employees, and their families, with exceptional service and financial products.

    Union Pacific Streamliner Federal Credit Union focuses our energies on delivering the very best personal service to our members,

  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197
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    When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.

  • Nelnet
  • PO Box 2970, Omaha, NE, 68103
  • We provide payment technology for over 1, 300 higher education institutions and 11, 500 K-12 schools. We deliver world-class fiber internet, TV, and phone services to residents of Nebraska and Colorado. We help borrowers achieve their educational goals with private student loan and refinance solutions.

  • Woodmen Federal Credit Union
  • 1700 Farnam Street, Suite 1000, Omaha, NE, 68102
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    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

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  • Gallup Federal Credit Union
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  • Gallup Federal Credit Union has been open since 1979. The credit union has assets totaling $21.6 Million and provides banking services to more than 2, 000 members.

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  • The Texas Loan Company
  • 1507 S. Main St., Lindale, TX, 75771
  • The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.

  • Mid America Bank
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  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • Telco Triad Community Credit Union
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