USDA Vs. FHA your options comparison in West-Carson, Los Angeles County, CA

In 2025, the USDA loan limit for West-Carson, located in the county of Los Angeles, CA, is $657,900. Conversely, the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to review and compare today's leading USDA and FHA best rates, determining what income, credit, reserves, and documents are essential for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA offers side by side, aiding you in selecting the best program for your individual financial situation in .

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2025 Loan Limits and Down Payment Requirements in West-Carson, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in West-Carson, CA

The mission of Lendersa® is to swiftly find and provide the best USDA or FHA loan options without hassle. Start with one of three approaches to align with lenders and discover USDA loan solutions.

Lendersa USDA loan request and matching results

Defining USDA Loans in CA

A USDA home loan, also identified as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is accessible only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Beauchamp Mortgage LLC
  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
  • Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
  • First Choice Credit Union
  • 1055 S. Congress Avenue, West Palm Beach, FL, 33406
  • First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
  • Guardians Credit Union
  • 3469 Summit Blvd, West Palm Beach, FL, 33406
  • Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
  • Buena Vista Lending Group LLC
  • 2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
  • We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
  • Hamilton Mortgage Services Inc
  • 11776 W. Sample Road, Suite 104, Coral Springs, FL, 33065
  • The Hamilton Mortgage Services Inc. Team is a premiere mortgage company located in Pembroke Pines, Florida. We pride ourselves on offering some of the lowest rates available without sacrificing excellent customer service. Our goal is to ensure that you are choosing a loan that fits both your present and future needs.
  • Prestige Home Loans LLC
  • 2900 N University Drive, Coral Springs, FL, 33065
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Corporate Capital Direct
  • 10101 W Sample Rd, Suite 323, Coral Springs, FL, 33065
  • Corporate Capital Direct is a nationwide Financial Service Company serving all 50 states, with multiple offices located around the country.Our team of specialized finance professionals are there to provide the business owner with the funding options and resources to overcome the challenges of maintaining a successful business.
  • The Loan Center Inc
  • 3111 N University Drive, Suite 613, Coral Springs, FL, 33065
  • Listing, Selling and renting South Florida Real Estate for over 15 years. Real estate listing, homes for sale, homes for rent, apartments for rent, foreclosure for sale, foreclosure list, Parkland homes, Coral springs homes, Pembroke homes, Parkland real estate, Short sale, HUD homes, Mortgages, FHA loans,
  • RESIDENTIAL SAVINGS MORTGAGE
  • 2801 N. University Dr 204, Coral Springs, FL, 33065
  • Residential Savings Mortgage, Inc., a Licensed Mortgage Brokerage Business, is committed to providing you with the very best mortgage solutions for your current financial situation. Our Management Team has over 70 years of experience in the mortgage industry and are always available in the office during regular business hours.
  • Supreme Lending
  • 10101 W. Sample Road, Suite 305, Coral Springs, FL, 33065
  • Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products