USDA Loan Vs. FHA loan pro & con for West-Carson, Los Angeles County, CA

In 2025, USDA loan limit in West-Carson, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Carson, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 767-3875 2372 miles Lender's profile and map Reviews The Neffs National Bank 5629 PA Route 873, Neffs, PA, 18065 The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented.
(607) 336-4988 2372 miles Lender's profile and map Reviews NORWICH TELOPS FCU 11 East Park Place, Norwich, NY, 13815 NORWICH TELOPS FCU is mutually owned by its members, a group of people united by a common bond, who save their money together and make loans to each other from the accumulated funds. Our objective is not to make a profit, but to help our members manage their money by saving for the future and making intelligent use of available credit.
(610) 280-3335 2372 miles Lender's profile and map Reviews 1st Trust Financial LLC 604 French Creek Lane, Chester Springs, PA, 19425 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
(302) 658-6881 2372 miles Lender's profile and map Reviews Artisans' Bank 2961 Centerville Road, Wilmington, DE, 19808 The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.
(302) 597-7616 2372 miles Lender's profile and map Reviews Southwind Mortgage Services 208 Bucktail Drive, Wilmington, DE, 19808 Serving Delaware homeowners since 2005, whether you are refinancing your current home or purchasing a new home, Southwind Mortgage Services is a leader in the mortgage industry. Your most expensive asset requires a mortgage consultant who is knowledgeable is aware of your financial objectives & can tailor your needs into the best mortgage product
(610) 363-9400 2373 miles Lender's profile and map Reviews First Resource Bank 800 N. Pottstown Pike, Exton, PA, 19341 First Resource Bank is a locally owned and operated Pennsylvania state-chartered bank, serving the banking needs of businesses, professionals and individuals in the Delaware Valley. The Bank offers a full range of deposit and credit services with a high level of personalized service.
(800) 666-0191 2373 miles Lender's profile and map Reviews Citadel Credit Union 520 Eagleview Boulevard, Exton, PA, 19341 Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.
(610) 363-3027 2373 miles Lender's profile and map Reviews J & S Mortgage Inc 311 Exton Commons, Exton, PA, 19341 J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.
(610) 594-8880 2373 miles Lender's profile and map Reviews Advantage Financial Funding Corporation 124 John Robert Thomas Drive, Exton, PA, 19341 HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis. If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.
(610) 826-2239 2373 miles Lender's profile and map Reviews First Northern Bank & Trust PO Box 217, Palmerton, PA, 18071 First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
(888) 637-1321 2373 miles Lender's profile and map Reviews TowneBank Mortgage 600 22nd Street, Suite 300, Virginia Beach, VA, 23451 TowneBank Mortgage is your hometown mortgage company and is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender.