USDA and FHA Pro and Con in Orinda, Contra Costa County, CA
In the year 2025, the USDA loan limit applicable in Orinda within the county of Contra Costa, located in CA is set at $776,600. Meanwhile, the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, helping you to determine the income, credit, reserves, and necessary documents required for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, guiding you in finding the best program in that fits your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Orinda, County of Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Orinda, CA
At Lendersa®, our primary goal is to connect you with the most suitable USDA or FHA loan quickly and efficiently, avoiding unnecessary complications. Pick one of the three initial paths that lead you to match with lenders and USDA loan offerings:
The USDA home loan, secured by the Department of Agriculture, widely recognized as the USDA rural development loan or USDA mortgage, is specifically offered in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, the USDA mortgage facilitates home buying with no down payment whatsoever.
A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.
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