USDA and FHA Pro and Con in Planada, Merced County, CA
In 2026, the USDA loan cap in Planada, part of Merced county, CA, is $341,900, whereas the FHA limit for a single-family home reaches $472,030.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, determining the needed income, credit status, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best financial option in Alabama for your individual circumstances.
Insights into 2026 loan limits and down payment requirements in Planada, county of Merced, CA
Loan Type
Loan Limit
Down Payment
USDA
$341,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Planada, CA
The aim of Lendersa® is to secure you the most suitable USDA or FHA loan quickly and seamlessly. Begin by opting for one of three initial methods to connect with lenders offering USDA loan programs.
The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It caters only to rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.
Affordable Goods Since the 1980's, Kent Jewelry & Loan has been serving Washington residents with used retail items at reasonable prices. As Kent's oldest pawn shop, our family-owned and operated business has never failed to supply a large variety of used firearms, jewelry, electronics, sporting goods
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
"Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.
Additionally, we offer consultation services to small and mid-size businesses."
