USDA VS FHA in Pomona, Los Angeles County, CA

In 2026, the USDA loan limit in Pomona, within the county of Los Angeles, CA is $776,600, while for a single-family home, the FHA limit is $1,089,300.

Employ Lendersa® USDA loan calculator to determine and compare today's most favorable USDA and FHA rates, and identify the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the program in that best suits your financial scenario.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Pomona, county of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Pomona, CA

The objective of Lendersa® is to quickly secure the best possible USDA or FHA loan without any hassle. Choose one of three starting points that connect you with lenders and USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, supported by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is specifically available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prosper Marketplace
  • 221 Main Street, Suite 300, San Francisco, CA, 94105
  • Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.

  • CME Funding
  • 333 1st Street, Unit N1505, San Francisco, CA, 94105
  • CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate

  • Carlyle Financial
  • 1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105
  • Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.

  • Kiavi
  • 575 Market Street, Suite 1600, San Francisco, CA, 94105
  • Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.

    Dedicated financing experts always on your side to help you scale
    Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'

  • EZ Mortgages
  • 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
  • EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.

  • Mission National Bank
  • 3060 16th Street, San Francisco, CA, 94103
  • Headquartered in the Mission District of San Francisco, Mission National Bank is a full service commercial bank providing business checking, business lending and personal banking services. The Mission National Bank team prides itself on serving the great diversity of the Bay Area region and being accessible to its customers.

  • Mason Mortgage Services, Inc.
  • 581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
  • "We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence.

    APPLY for your HOME LOAN AND"

  • SELFi, Inc.
  • 44 Montgomery Street, Suite 02-172, San Francisco, CA, 94103
  • "SELFi is a mortgage platform that brings together lenders and independent mortgage advisers. The result is lower interest rates, more loan programs, better advice for consumers.
    Our innovative DIY Refi program enables consumers to save an additional $53, 629 on their mortgage refinance.

  • Red Tower Capital, Inc.
  • 73 Sumner St #203, San Francisco, CA, 94103
  • Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners