USDA VS FHA in Strathmore, Tulare County, CA

During 2025, the USDA loan limit in Strathmore, located in Tulare county, CA, is set at $342,100, while the FHA cap is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to examine current USDA vs. FHA rates, assessing the income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage tool shows USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best fits your financial requirements.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment in Strathmore, Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Strathmore, CA

Lendersa® is dedicated to swiftly securing the best USDA or FHA loan for you without difficulty. Opt for one of three initial strategies aligning with lenders and USDA loan offerings.

Lendersa USDA loan request and results

Understanding USDA Loans in CA

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mission Mortgage & Realty
  • 2700 Clovis Ave. Suite 108, Clovis, CA, 93612
  • At Mission Mortgage and Realty we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • United Local Credit Union
  • 3650 E Ashlan Ave, Fresno, CA, 93726
  • United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
  • First California Federal CU
  • 2525 East Shields Avenue, Fresno, CA, 93726
  • First California Federal Credit Union was established November 18, 1924, as Fresno Postal Employees Credit Union, Limited. When the Credit Union first came into existence there were no federal or state laws governing the operation of credit unions, therefore, it was chartered under the provisions of Canadian Credit Union Law.
  • Fresn credit union
  • 1004 North Van Ness Ave, Fresno, CA, 93728
  • On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.
  • All Star Realty and Mortgage Inc
  • 1177 E Shaw Ave STE 106,, Fresno, CA, 93710
  • ALL STAR REALTY AND MORTGAGE always believe that homeownership should be transparent, fast, and most importantly, low-cost. We have been redefining the process of homeownership for years. As a fully integrated and registered mortgage company in California, we offer the best loan officer and home mortgage services in Fresno, CA to all.
  • Central Valley Firefighters Credit Union
  • 5300 N. Fresno Street, Fresno, CA, 93710
  • From everyday banking to loans and mortgages, CVFCU is motivated by what you’ll be doing tomorrow. Unlike a bank, we don’t report to shareholders. As a not-for-profit, we’re owned by our members and we exist solely to serve our members. Here you will find a credit union where financial education is a priority
  • Affordable lending by Daryl/ California Funding and Investments
  • 700 E Shaw Ave, Fresno, CA, 93710
  • Affordable Lending for the Golden State of California, Daryl Roe and California Funding will help you obtain a loan that is right for you. We have many investors and loan products to suit your needs and are able to shop around to find you the most competitive interest rates and loan products available today.
  • Noe Cruz All State Homes Real Estate and Mortgage Professionals
  • 770 E. Shaw Ave, Suite 128, Fresno, CA, 93710
  • Noe Cruz bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Noe Cruz eager to serve you. All State Homes provides professional real estate and mortgage expertise as a full service real estate company in Fresno CA.
  • California Funding & Investments
  • 700 East Shaw Avenue, Fresno, CA, 93710
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, Refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Xcellerate Home Loans
  • 770 East Shaw Avenue, Suite 128, Fresno, CA, 93710
  • Get the best service throughout your transaction and after close. I can help with all the nuances of your purchase or refi, giving you options that best fit your circumstances and goals. I work as your agent to help it go as seamless as possible, with over 20 years experience at work for you.
  • Far West Financial
  • 5100 North 6th Street, Suite 170, Fresno, CA, 93710
  • We are a Real estate and loan brokerage located in Fresno, California. We are your one stop shop for buying or selling a home, residential financing and property management.CA DRE # 01888981brokerage located in Fresno, California. We are your one stop shop for buying or selling a home
  • Greatland Mortgage Corp.
  • 5150 N 6th St, Suite 175, Fresno, CA, 93710
  • "Greatland Mortgage Corp.’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Greatland Mortgage Corp. will be able to get a complete look at your financial situation to determine"