USDA Vs. FHA your options comparison in Lindsay, Tulare County, CA

In 2025, the USDA loan cap in Lindsay, county of Tulare, CA, is $342,100, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA top rates and pinpoint the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side to determine which program in is optimal for your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Lindsay, County of Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Lindsay, CA

Lendersa® is committed to securing the best USDA or FHA loan for you rapidly and with ease. Choose one of the three initial paths leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • RAM Capital Corporation
  • 1101 S. Winchester Blvd, Suite H-189, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Arcus Lending
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • We have been featured on NBC, CBS, FOX, ABC and several other media for our mortgage expertise. We have been named to 2017 Inc 500 list of fastest-growing private companies in America. In the same list, Arcus Lending was named the 3rd fastest growing mortgage company in the country.
  • Robert Castro
  • 2651 E Chapman Ave, Suite 215C, Fullerton, CA, 92831
  • Our mission at Southern Cal Funding is to make applying for a home loan as painless and smooth a process as possible. We work with many wholesale banks that offer extremely competitive programs whether your a 1st Time Buyer, an Investor, or just selling and buying your next home!
  • Lock Rate Mortgage LLC
  • 1020 South Raymond Avenue, Suite A, Fullerton, CA, 92831
  • Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs. We believe that shopping for the best mortgage should be easy, transparent and flexible and also Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs.
  • Fullerton Community Lending
  • 1440 North Harbor Boulevard, Suite 900, Fullerton, CA, 92831
  • Fullerton Community Lending is a Mortgage Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances, investments and commercial loans. We offer FHA, Conv, and Jumbo at competitive interest rate. Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances,
  • Shaner Brokerage Corporation
  • 2495 East Orangethorpe Avenue, Suite 110, Fullerton, CA, 92831
  • Shaner Brokerage Corporation is a referral-based, boutique brokerage firm, providing top-notch service to residential buyers and sellers in Southern California. We take a friendly, professional approach to real estate that exceeds client expectations time after time. Our experienced team is well-versed in all aspects of real estate & lending.
  • Get Real Service
  • 2461 E Orangethorpe, Suite 229, Fullerton, CA, 92831
  • At Get Real Service, we bypass the traditional sales and processing structure associated with mortgage lending. What does this mean for you? Simply stated, this “traditional” method represents added costs that we eliminate, passing on the extra savings to you in the form of lower interest rates and fees.
  • Simplify Direct, Inc.
  • 2601 East Chapman Avenue, Suite 212, Fullerton, CA, 92831
  • Simplify Direct, Inc goal is to achieve your mortgage needs by mimimizing the red tape through our automated process. You will work directly with a single point of contact from begining to end. Our seasoned mortgage specialist will help you get the perfect mortgage that fits your needs.
  • Rosemont Mortgage
  • 2465 E. Orangethorpe Ave, Fullerton, CA, 92831
  • Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
  • Direct Mortgage Funding
  • 236 N. Santa Cruz Ave, Suite 103, Los Gatos, CA, 95030
  • Direct Mortgage Funding know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website.