USDA Vs. FHA your options comparison in Lindsay, Tulare County, CA
In 2026, the USDA loan cap in Lindsay, county of Tulare, CA, is $342,100, while the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA top rates and pinpoint the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side to determine which program in is optimal for your financial needs.
2026 Loan Limits and Down Payment Needs in Lindsay, County of Tulare, CA
Loan Type
Loan Limit
Down Payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Lindsay, CA
Lendersa® is committed to securing the best USDA or FHA loan for you rapidly and with ease. Choose one of the three initial paths leading to matching lenders and USDA loan programs.
A USDA home loan, a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
"We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers.
This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."
30 N San Pedro Rd, Suite 115, San Rafael, CA, 94903
Marin County’s favorite credit union for good reason: We give you the very best value for all your banking needs along with the friendly service you won’t get anywhere else. We offer low rates and fewer or no fees on Auto Loans, Home Equity Lines of Credit, Credit Cards and Signature loans plus 100% free Checking with free Mobile Banking.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs.
Our real estate division specializes in residential, investment and relocation properties for both buyers.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
"Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people.
Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."
4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
Heritage Bank of Nevada was founded in 1995, in Northern Nevada. Today, we have seven branches focusing on the Northern Nevada area located in Reno, Spanish Springs, Carson City and Carson Valley. Our goal has always been to our community's finest small and mid-sized business bank, and our focus has led to success and profitability.
Since 1952, the Reno City Employees Federal Credit Union has been offering savings and loan services to our members.
Our membership is open to employees and retirees of the City of Reno, the Reno Housing Authority, and the Airport Authority, as well as their immediate families
Epic Capital Solutions, we all come to work every day because we want to solve one of the biggest problems faced by entrepreneurs: Not having enough money to start, build or grow your dream business. We find that most people looking to fund their businesses do not possess the tools or resources needed to properly structure themselves for successful
5250 South Virginia St, Suite 360, Reno, NV, 89502
Our goal is to deliver the very best mortgage options possible for your specific requirements... no matter the circumstances.
To learn more, click on the links to the left. and We are committed to maintaining an effective and efficient organization that is open and responsive to the needs.
