USDA VS FHA in Woodside, San Mateo County, CA

In 2026, the USDA loan limit set in Woodside, San Mateo county, CA is $776,600. Comparatively, for a single-family home, the FHA limit stands at $1,089,300.

Use the Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, helping you decide which program in Alabama suits your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Woodside, San Mateo, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Woodside, CA

Lendersa® seeks to efficiently provide you with the best USDA or FHA loan available. Choose one of three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in CA?

A USDA home loan, also called a USDA rural development loan or mortgage, is supported by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.

  • Savvy Mortgage Lending
  • 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
  • Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.

  • Gateway Capital Mortgage
  • 11 Beach Drive SE, Saint Petersburg, FL, 33701
  • Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas

  • Ko'olau Federal Credit Union
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566.

    The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union

  • HG Mortgage
  • 354 Uluniu Street, Suite 402, Kailua, HI, 96734
  • The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Imperial Mortgage LLC
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.

  • Citizens & Northern Bank
  • PO Box 58, Wellsboro, PA, 16901
  • 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.

  • Latino Community Credit Union
  • 100 W Morgan Street, Durham, NC, 27701
  • Latino Community Credit Union (LCCU) is a community-based and member-owned nonprofit financial institution that provides protection of financial assets, access to loans, financial independence and financial education.

    We are proud to serve a diverse membership from the U.S. and 110 other countries around the world

  • Pinnacle Funding
  • 905 W. Main St, Suite 24, Durham, NC, 27701
  • At Pinnacle Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.