USDA Vs. FHA your options comparison in Woodside, San Mateo County, CA

In 2026, the USDA loan limit set in Woodside, San Mateo county, CA is $776,600. Comparatively, for a single-family home, the FHA limit stands at $1,089,300.

Use the Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, helping you decide which program in Alabama suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Woodside, San Mateo, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Woodside, CA

Lendersa® seeks to efficiently provide you with the best USDA or FHA loan available. Choose one of three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in CA?

A USDA home loan, also called a USDA rural development loan or mortgage, is supported by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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