USDA Vs. FHA Pro and Con comparison in Quartz-Hill, Los Angeles County, CA

In the year 2026, the USDA loan limit in Quartz-Hill, within the county of Los Angeles, CA, stands at $657,900. In contrast, the FHA limit for a single-family residence is $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. It aids in determining the necessary income, creditworthiness, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, facilitating your decision on the most suitable program in for your financial context.

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2026 loan limits and down payment requirements in Quartz-Hill, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA loans in Quartz-Hill, CA

Our mission at Lendersa® is to ensure you get the best possible USDA or FHA loan quickly and efficiently, with minimum stress. You can start by choosing one of three options that will align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed loan by the Department of Agriculture. It's often called a USDA rural development loan or USDA mortgage and is accessible exclusively in rural communities. Unlike FHA loans, which require a minimum of a 3.5% down payment, a USDA mortgage demands no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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