USDA Vs. FHA Pro and Con comparison in Quartz-Hill, Los Angeles County, CA
In the year 2025, the USDA loan limit in Quartz-Hill, within the county of Los Angeles, CA, stands at $657,900. In contrast, the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. It aids in determining the necessary income, creditworthiness, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, facilitating your decision on the most suitable program in for your financial context.
2025 loan limits and down payment requirements in Quartz-Hill, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA loans in Quartz-Hill, CA
Our mission at Lendersa® is to ensure you get the best possible USDA or FHA loan quickly and efficiently, with minimum stress. You can start by choosing one of three options that will align you with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture. It's often called a USDA rural development loan or USDA mortgage and is accessible exclusively in rural communities. Unlike FHA loans, which require a minimum of a 3.5% down payment, a USDA mortgage demands no down payment whatsoever.
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The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
