USDA Vs. FHA your options comparison in Castaic, Los Angeles County, CA
In 2026, the USDA loan limit in Castaic, Los Angeles, CA is set at $776,600, while for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Discover the income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator compares USDA, FHA, Conforming, and VA programs side-by-side to help you decide the best fit in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Castaic, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Castaic, CA
Lendersa® aims to offer you the best USDA or FHA loan quickly and with ease. Choose one of three options to connect with lenders offering USDA loan programs:
A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require none.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
27413 Tourney Road, Suite 160, Valencia, CA, 91355
Lends in California
The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
Lends in California
Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
25152 Springfield Court, Suite 200, Valencia, CA, 91355
Lends in California
Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
29021 Avenue Sherman, Suite 111, Valencia, CA, 91355
Lends in California
At Silva Realty, real estate isn’t a job, it’s a lifestyle—it’s knowing that our clients might change their minds 20 times throughout the process & being happily flexible to help them navigate challenges & indecision to ultimately achieve their goals.It’s being available and responsive outside of conventional business hours via phone, text, email.
Newcastle Lending Started in 2012 as a two person operation and we are steadily growing in both business and personnel and Specialties in Lending Services including purchase loans and refinancing and Loans is a local owned and operated company where our main goal is to provide the best possible real estate and lending experience.
25000 Avenue Standford, Unit 101, Valencia, CA, 91355
Lends in California
We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.
Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.
28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
Lends in California
The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.
25060 Avenue Stanford STE 255, Valencia, CA, 91355
Lends in California
Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
