USDA Vs. FHA your options comparison in Castaic, Los Angeles County, CA

In 2026, the USDA loan limit in Castaic, Los Angeles, CA is set at $776,600, while for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Discover the income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator compares USDA, FHA, Conforming, and VA programs side-by-side to help you decide the best fit in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Castaic, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Castaic, CA

Lendersa® aims to offer you the best USDA or FHA loan quickly and with ease. Choose one of three options to connect with lenders offering USDA loan programs:

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BDM Mortgage Services
  • 21601 Devonshire Street, #219, Chatsworth, CA, 91313
  • At BDM Mortgage Services our church loans are based primarily on the equity in the church’s real estate. Naturally other items are considered, such as income, but the primary factor is the equity. Normally if there is sufficient equity in the church’s real estate we can arrange the church loan.
  • Moorpark Lending Services
  • 165 E. High St, Suite 103, Moorpark, CA, 93021
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Camino Real Mortgage Bankers
  • 707 North Maclay Ave, San Fernando, CA, 91340
  • Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.
  • 1st Choice Lending & Investments
  • 1027 North Maclay Street, San Fernando, CA, 91340
  • 1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.
  • Mission Mortgage
  • 10343 Sepulveda Boulevard, Mission Hills, CA, 91345
  • Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.
  • Effective Mortgage Company
  • 8535 Reseda Blvd, Suite 100, Northridge, CA, 91324
  • We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.
  • Downtown Financial Group - Home Mortgage Loans
  • 19520 Nordhoff St, Suite 7, Northridge, CA, 91324
  • Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
  • Universal Home Loans
  • 9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324
  • Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • L.A. Mortgage, Inc
  • 9338 Reseda Blvd, Suite 210, Northridge, CA, 91324
  • At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Multi Real Estate Services
  • 8434 Moorcroft Ave, West Hills, CA, 91304
  • Multi Real Estate Services is a mortgage broker with operations in one state. Multi Real Estate Services offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and construction mortgages. Ron Henderson is President of Multi Real Estate Services, Inc Los Angeles, California.
  • Montserrat Financial Group, Inc.
  • 9024 Balboa Blvd, Northridge, CA, 91325
  • Montserrat Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Northwest Financial Network Corporation
  • 17907 Raymer Street, Northridge, CA, 91325
  • Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.