USDA VS FHA in Castaic, Los Angeles County, CA

In 2026, the USDA loan limit in Castaic, Los Angeles, CA is set at $776,600, while for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Discover the income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator compares USDA, FHA, Conforming, and VA programs side-by-side to help you decide the best fit in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Castaic, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Castaic, CA

Lendersa® aims to offer you the best USDA or FHA loan quickly and with ease. Choose one of three options to connect with lenders offering USDA loan programs:

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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