USDA Loan Vs. FHA loan for Ridgecrest, CA [Kern County Rates 2023]

In 2024, USDA loan limit in Ridgecrest, county of Kern, CA is $345,100 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ridgecrest, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(516) 620-8100 https://www.oceanfinancial.org/ 2378 miles Lender's profile and map Reviews Ocean Financial Federal Credit Union 45 Atlantic Avenue, Oceanside, NY, 11572 Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
(203) 698-9222 https://www.infinitycommerciallending.com/ 2379 miles Lender's profile and map Reviews Infinity Commercial Lending 10 Hillcrest Lane, Old Greenwich, CT, 06870 Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
(516) 867-4730 https://www.tohefcu.org/ 2380 miles Lender's profile and map Reviews The Town of Hempstead Employees Federal Credit Union 1830 Grand Avenue, Baldwin, NY, 11510 The Town of Hempstead Employees Federal Credit Union was born in 1963, when ten men envisioned a need for their fellow workers and families. These ten men; Jerome Lowenthal, Andrew J. Parise, Paul Satz, Joseph J. Zaharis, Abram C. Williams, Quentin D. Suits, Frank J. Vurture, Gerard J. Venter, Robert J. Scaramuccia, Robert G. Smith, personified the
(518) 686-4504 https://www.tsafcu.com/ 2380 miles Lender's profile and map Reviews Tri State Area FCU 28 Church Street, Hoosick Falls, NY, 12090 Tri State Area Federal Credit Union (TSAFCU) is a full-service member-owned not-for-profit community credit union. It was founded in 1953 and continues to grow strong. We focus on providing good old-fashioned “member” service while helping our members answer financial questions, buy new or used vehicles, purchase and refinance homes
(203) 816-6617 https://www.nationwidecapitalllc.com/ 2380 miles Lender's profile and map Reviews Nationwide Capital LLC 1010 Summer St, Suite 202, Stamford, CT, 06905 At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.
(203) 816-6672 http://www.usa-capital.com/ 2380 miles Lender's profile and map Reviews USA Capital Inc 1010 Summer St, Suite 202, Stamford, CT, 06905 USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.
(203) 977-2441 https://www.mamortgagellc.com/ 2380 miles Lender's profile and map Reviews MA Mortgage LLC 1234 Summer Street, Suite 400, Stamford, CT, 06905 "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut. We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."
(877) 308-5060 http://warshawcapital.com/ 2380 miles Lender's profile and map Reviews Warshaw Capital, LLC 2777 Summer St, Suite 306, Stamford, CT, 06905 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.
(203) 316-9111 https://www.shccu.org/ 2380 miles Lender's profile and map Reviews Stamford Healthcare Credit Union 4 Hospital Plaza, Stamford, CT, 06902 Stamford Healthcare Credit Union, Inc., where we have been "People Helping People" since 1978. As part of SHCCU, you can choose from a variety of services and enjoy quick, friendly service. We serve employees of the Stamford Health System and members of their immediate family. SHCCU is a legal cooperative, and you are one of the owners.
(203) 842-5555 http://sienalending.com/ 2380 miles Lender's profile and map Reviews Siena Lending Group LLC 9 W. Broad Street, Stamford, CT, 06902 Siena Lending Group LLC is an independent specialty finance company offering asset based loans between $2 and $30 million to middle market businesses across the United States. Our clients typically cannot access traditional financing from banking institutions. Siena also offers a turn-key servicing platform for community
(855) 829-8727 http://landmark.web-loans.com/ 2380 miles Lender's profile and map Reviews Landmark Loans 945 Long Ridge Road, Stamford, CT, 06902 Landmark Loans is committed to helping you find and close the right mortgage product for your needs. We are different in that the broker, John Lasko is also a CPA and offers personalized service with skills not offered by your local bank, a national lender or another local mortgage broker.