For 2025, the USDA loan limit in Barstow, San Bernardino, CA is $776,600, whereas the FHA limit is $1,089,300 for single-family homes.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates, assessing income, credit, reserves, and necessary documents. Our mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side for an informed decision in .
2025 loan limits and downpayment requirements in Barstow, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Barstow, CA
Lendersa® strives to secure your ideal USDA or FHA loan swiftly and easily. Start with one of three options that lead to matching lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
101 E Town Pl, Suite 130, Saint Augustine, FL, 32092
The Home Harbor Financial Mortgage Team is your premiere mortgage team located in the oldest city in the nation, St. Augustine, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area.
113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092
Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.
300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092
The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.
52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Axiom Bank, a nationally chartered bank headquartered in Central Florida, serving the financial needs of its customers through a wide range of banking solutions and a commitment to exceptional service. The bank has a rich history dating back to 1963. By definition, “axiom” means “a universally recognized truth.
Colonial Mortgage Corp. is dedicated to providing Florida and North Carolina residents with affordable mortgage products and quality dependable service. Our staff consists of mortgage professionals who strive to provide the highest level of customer services to their clients. With over 75 years combined financial and mortgage-related experience.
At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.
Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
Access Reverse is a family owned and operated company that has been in business since 2005. We serve seniors in the state of Florida, and operate out of our main office in St. Petersburg, while having representatives located throughout the state. We offer friendly, efficient and personalized service.
