USDA Vs. FHA your options comparison in Barstow, San Bernardino County, CA
For 2025, the USDA loan limit in Barstow, San Bernardino, CA is $776,600, whereas the FHA limit is $1,089,300 for single-family homes.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates, assessing income, credit, reserves, and necessary documents. Our mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side for an informed decision in .
2025 loan limits and downpayment requirements in Barstow, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Barstow, CA
Lendersa® strives to secure your ideal USDA or FHA loan swiftly and easily. Start with one of three options that lead to matching lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
6080 Hamner Avenue, Suite 103, Eastvale, CA, 91752
At Griggs Mutual Realty & Management, the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. The Griggs Mutual Realty & Management Team is your premier mortgage company located in Eastvale, California.
14920 Perris Blvd, Suite 143, Moreno Valley, CA, 92553
We love our customers, so feel free to visit during normal business hours. There's much to see in Puente De Oro Home Loans, So, take your time, look around, and learn all there is to know about us. They giving SERVICES FOR SELLERS, BUYERS AND REFINANCES. We will help you in the process of your dream home purchase!
13800 Heacock St, Suite D135A, Moreno Valley, CA, 92553
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing
Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
6700 Indiana Avenue, Suite 130, Riverside, CA, 92506
The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
6950 Indiana Avenue, Suite 2, Riverside, CA, 92506
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3400 Central Avenue, Suite 350, Riverside, CA, 92506
We have been helping home-buyers obtain the best possible price and financing terms. Our home sellers pay lower commission fees and never sacrifice service. Assistance includes programs such as government grants, down payment assistance, and 100% financing for low to moderate income families.
