USDA and FHA Pro and Con in Lenwood, San Bernardino County, CA

In 2026, the USDA loan limit in Lenwood, located in the county of San Bernardino, CA, is designated as $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides a direct comparison of USDA, FHA, Conforming, and VA options, helping you choose which program is most appropriate for your financial needs in .

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Loan Limits and Down Payment Requirements in Lenwood, San Bernardino, CA for 2026

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Lenwood, CA

The mission of Lendersa® is to provide you with the most advantageous USDA or FHA loans quickly and conveniently. Choose from three initial options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan is backed by the government Department of Agriculture, commonly called the USDA rural development loan or USDA mortgage, and is offered in rural areas only. In contrast to FHA loans which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ENTRUST FINANCIAL CORPORATION
  • 6125 Luther Lane, Suite 412, Dallas, TX, 75225
  • At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Sunflower Community Credit Union
  • 407 Broadway, Marysville, KS, 66508
  • Sunflower UP Federal Credit Union was formed January 14, 1952 by seven Union Pacific Railroad employees. The par value of a share was $5.00, just as it is today. Membership was open to employees of the Fourth Subdivision of the Union Pacific Railroad and their families. The first office was in the Roundhouse of the Union Pacific Railroad depot.
  • A Plus Federal Credit Union
  • 6420 E US 290 SVRD, Austin, TX, 78723
  • At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits. Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,
  • hifi Hard Money
  • 12750 Merit Dr, Suite 800, Dallas, TX, 75251
  • Since 2015, hifi has made a name for itself by teaming with investors throughout the DFW Metroplex. Thing is, it was a different name: Lone Star Hard Money. Now we’re called hifi Hard Money, and it’s more than a new moniker. It’s a whole new level of professional expertise, personal service.
  • Ntrust Lending, Inc.
  • 7012 Gerrards Cross, Plano, TX, 75025
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Texas Mortgage Mart
  • 8008 Strecker Lane, Plano, TX, 75025
  • Texas Mortgage Financing I work with various lenders and will find a loan that best fits your needs & budget, gathering appropriate documentation throughout the process and provide full support to ensure a smoother loan closing process you can gain a better understanding of what’s available to you
  • MTP Mortgage
  • 10185 Custer Rd, Suite 300, Plano, TX, 75025
  • MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
  • Security State Bank
  • PO Box 9, Tyndall, SD, 57066
  • Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
  • Sunray Mortgage
  • 4403 N Central Expy, Suite 300, Dallas, TX, 75205
  • Sunray Mortgage For too many years, mortgages have been a burden for most self-employed home buyers. Big banks are slow and often don’t understand the unique income situations of self-employed, 1099 contractors, or small business owners. Smaller mortgage lenders and brokers don’t have the loan products to satisfy your complex lending needs
  • Homeric LLC
  • 3532 Milton Avenue, Dallas, TX, 75205
  • Homeric Mortgage changing the way people think of getting a mortgage. A simple, savvy & hassle-free way to get a mortgage that is guided by heart. We don’t spend millions of dollars on marketing or have unnecessary layers of management & costs. It’s simplified by focusing on the customer’s best interest.
  • Avondale Private Lending
  • 200 Crescent Ct, Suite 60, Dallas, TX, 75205
  • Avondale Private Lending is a group of private lenders that loans money to professional home builders, developers and remodelers. Our borrowers choose to work with us because we are much faster than banks, have lower down payment requirements, and we don’t have the fees or requirements that you see from many hard money lenders.