USDA Vs. FHA your options comparison in Lenwood, San Bernardino County, CA

In 2025, the USDA loan limit in Lenwood, located in the county of San Bernardino, CA, is designated as $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides a direct comparison of USDA, FHA, Conforming, and VA options, helping you choose which program is most appropriate for your financial needs in .

Evaluate loan offers from a diverse range of 100 lenders

Loan Limits and Down Payment Requirements in Lenwood, San Bernardino, CA for 2025

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Lenwood, CA

The mission of Lendersa® is to provide you with the most advantageous USDA or FHA loans quickly and conveniently. Choose from three initial options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan is backed by the government Department of Agriculture, commonly called the USDA rural development loan or USDA mortgage, and is offered in rural areas only. In contrast to FHA loans which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fletcher and Janz Processing Services
  • 316 South Mckenzie Street, Suite 177, Foley, AL, 36535
  • Our team of highly motivated and skilled LOAs & Processors will work to save you time and energy on your files so you can focus on generating more business. Working your files from beginning to end, our follow up system continues for a year after close of escrow to keep YOU top of mind with your clients. All follow up is sent on your behalf,
  • Hometown Federal Credit Union
  • 151 N Broadway, Peru, IN, 46970
  • Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.
  • The Cecilian Bank
  • 104 East Main Street, Cecilia, KY, 42724
  • The Cecilian Bank's rich history is proof of our reliability, dedication and trustworthiness. Our loyalty to our customers and community has elevated The Cecilian Bank from one small building in Cecilian, Kentucky, to where we stand today as one of the most respected financial institutions in the region
  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
  • ASSURANCE FINANCIAL, LLC
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  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
  • Jack Daniel Employees' Credit Union
  • 488 Majors Boulevard, Lynchburg, TN, 37352
  • At Jack Daniel Employees’ Credit Union. Founded in 1977, Jack Daniel Employees’ Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members. Credit unions were formed with one concept in mind, “people helping people”. This simple idea created an enormous movement.
  • AloStar Bank of Commerce
  • 3595 Grandview Parkway, Suite 425, Birmingham, AL, 35243
  • Alostar Bank Of Commerce is a branch office of Alostar Bank Of Commerce. They provide the following services: Full Service Office Location and are located at 3595 Grandview Parkway, Suite 425 in Birmingham Alabama. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number
  • NRS Community Development Federal Credit Union
  • 7400 London Ave, Birmingham, AL, 35206
  • Established in 1996, NRS Community Development Federal Credit Union is poised to be the community financial institution of choice for the Birmingham area. Our purpose is to promote thrift, teach wise money management, provide financial products, and assist members in reaching their financial goals.
  • SouthPoint Bank
  • 3501 Grandview Parkway, Birmingham, AL, 35243
  • SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.
  • Superior Credit Repair
  • 2746 Summit Pl, Birmingham, AL, 35243
  • Our company’s goal is to help anyone who needs a second chance at financial freedom. Superior Credit Repair can help! We do credit repair, adjustments, improvement, debt consolidation, credit disputes and boosting. If you think you have no chance at getting a mortgage, then think again because Superior Credit Repair’s services are here.
  • American Dream Mortgage LLC
  • 11478 Lantern Road, Suite A, Fishers, IN, 46038
  • Dana T. Greenwood As a licensed mortgage loan originator, I support my clients from pre-approval all the way through closing. Whether you are a first time home buyer or a seasoned home owner, you can trust me with all of your home financing needs! American Dream Mortgage Llc covered your mortgage process.