USDA and FHA Pro and Con in Lenwood, San Bernardino County, CA
In 2025, the USDA loan limit in Lenwood, located in the county of San Bernardino, CA, is designated as $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides a direct comparison of USDA, FHA, Conforming, and VA options, helping you choose which program is most appropriate for your financial needs in .
Loan Limits and Down Payment Requirements in Lenwood, San Bernardino, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Lenwood, CA
The mission of Lendersa® is to provide you with the most advantageous USDA or FHA loans quickly and conveniently. Choose from three initial options to find matching lenders and suitable USDA loan programs.
The USDA home loan is backed by the government Department of Agriculture, commonly called the USDA rural development loan or USDA mortgage, and is offered in rural areas only. In contrast to FHA loans which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
10375 Park Meadows Drive, Suite 120, Lone Tree, CO, 80124
SCL Mortgage has loan programs available for most everyone. We specialize in assisting people with unusual financing needs as well as those with great credit. We are truly a one-stop-shop for your all your residential mortgage and also We take great pride in our team and have the unique expertise and caring attitude to help you get your loan .
Partner Colorado Credit Union | Central Park Branch
PO Box 1346, Arvada, CO, 80001
Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
200 S Wilcox St, Suite 401, Castle Rock, CO, 80104
LPS is a loan processing company that works with residential mortgage brokers for Colorado based loans only at this time. We provide all the skills of an internal full-time processor for a portion of the cost. At Loan Professionals of Colorado, our processors are licensed and are trained in all the current guidelines.
Founded in 2002, Greentree Mortgage has helped hundreds of people with their purchase and refinancing needs. We are a people first company with our client’s best interest as our primary goal. This philosophy has helped us grow into the successful company that we are today. We have great relationships with big and small banks alike.
Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
6972 South Vine Street, Suite 366, Centennial, CO, 80122
Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
7950 Lincoln Street, Suite 115, Littleton, CO, 80122
Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
7500 South University Blvd, Suite 102, Centennial, CO, 80122
Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
