USDA Vs. FHA your options comparison in Fort-Irwin, San Bernardino County, CA

In 2025, within Fort-Irwin, San Bernardino county, CA, the USDA loan ceiling is set at $381,800, while for FHA, it's $477,250 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA side by side to assist in selecting the optimal program for your financial circumstances in .

Explore loan offers from a pool of 100 lenders

2025 loan thresholds and down payment requirements in Fort-Irwin, San Bernardino county, CA

Loan Type Loan Limit Down payment
USDA $381,800 None
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Fort-Irwin, CA

The mission of Lendersa® is to secure the best available USDA or FHA loans promptly and with ease. Pick one of three pathways to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

USDA Loan Details in CA

The USDA mortgage is a government-backed loan by the Department of Agriculture, often known as the USDA rural development loan, and is available exclusively in rural locales. Unlike FHA loans that need a 3.5% minimum down payment, the USDA mortgage necessitates none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Secured Funding Corporation
  • 3500 Boston St, Suite 234, Baltimore, MD, 21224
  • Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
  • Dream Mortgage World
  • 6642 S US HWY1, Port Saint Lucie, FL, 34952
  • We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...
  • Cash Blvd
  • 10200 S US Hwy 1, Port Saint Lucie, FL, 34952
  • We have been helping friends and neighbors of the Treasure Coast since 1999. We are locally owned and operated, and offer fast and friendly service with your privacy in mind. But don't just take our word for it, look below to read comments written directly by our customers. We look forward to seeing you soon!
  • Viking Mortgage Corp
  • 7410 UW Hwy 1, Suite 101, Port Saint Lucie, FL, 34952
  • Our agents are experienced in all types of market conditions, housing developments & real estate opportunities all across Florida. With decades of hands-on experience & knowledge in the Florida real estate marketplace, you can rest assure the agents at Viking Realty Group will help you achieve your goals of homeownership or real estate investing.
  • Florida Mortgage and Loan LLC
  • 1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
  • Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.
  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.
  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home. Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
  • The First National Bank of Dryden
  • 7 West Main Street, Dryden, NY, 13053
  • The First National Bank of Dryden has been involved in our local community for over a century. We keep the business local and we keep the customer service local. The person answering our phone will never be automated.Over time, we've expanded into the Cortland area and most recently the historic district of Homer
  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c