USDA Vs. FHA Pro and Con comparison in Fort-Irwin, San Bernardino County, CA
In 2026, within Fort-Irwin, San Bernardino county, CA, the USDA loan ceiling is set at $381,800, while for FHA, it's $477,250 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA side by side to assist in selecting the optimal program for your financial circumstances in .
2026 loan thresholds and down payment requirements in Fort-Irwin, San Bernardino county, CA
Loan Type
Loan Limit
Down payment
USDA
$381,800
None
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Fort-Irwin, CA
The mission of Lendersa® is to secure the best available USDA or FHA loans promptly and with ease. Pick one of three pathways to connect with lenders and USDA loan programs.
The USDA mortgage is a government-backed loan by the Department of Agriculture, often known as the USDA rural development loan, and is available exclusively in rural locales. Unlike FHA loans that need a 3.5% minimum down payment, the USDA mortgage necessitates none.
4185 Harrison Boulevard, Suite 200, Ogden, UT, 84403
TAB Bank customizes solutions to serve the needs of small- and medium-sized commercial businesses across the US. With lasting commitment, we provide working capital solutions, equipment financing and deposit products during all stages of our customers’ business life cycle in any economic environment
Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
We opened our first store in 1995. In 2001, we made our loans even more convenient by offering them online. We have expanded into multiple states and currently have many locations to better serve our customers. With USA Cash Services you can be confident you are working with a trustworthy company. We are a direct lender.
We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.
Title: Strategic Growth Financing with Jones Investment Company LLC
Your Strategic Capital Partner
Jones Investment Company LLC, under Richard Alen, empowers your business or project with flexible, fast capital. We specialize in strategic bridge loans and development financing, providing the funds you need to seize opportunities and accelerat
