During 2026, the USDA loan limit in Ford-City, within Kern county, CA, is $291,100; meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize Lendersa® USDA loan calculator to effectively compare today's best rates for USDA versus FHA. This tool assists in determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, guiding your decision for the optimal program in based on your financial needs.
2026 Loan Limits and Down payment in Ford-City, Kern, CA
Loan Type
Loan Limit
Down Payment
USDA
$291,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Ford-City, CA
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan, free of complications. Select one of the three paths that align you with lending partners and USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is government guaranteed through the Department of Agriculture. It's exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require none, providing greater accessibility.
On June 1, 1905, a group of West Texas ranchers joined forces to open Crockett County’s first bank in Ozona, Texas. Local citizens of Ozona – used to entrusting their funds to the town mercantile’s safe–lined up to make deposits at the new banking institution. Descendants of those founders are still direct employees of the bank
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
Midwest Liberty Federal Credit Union is a not-for-profit financial cooperative owned by its members. Credit unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit unions promote thrift, and income is passed along to its members in the form of higher dividends
Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.
First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.
With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.
We always say it's our people that make us special
The mission of a credit union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
