USDA Loan Vs. FHA loan pro & con Lake-Arrowhead, San Bernardino County, CA

During 2025, the maximum USDA loan in Lake-Arrowhead, found in San Bernardino county of CA, is $381,800. In contrast, the FHA loan limit for single-family homes is $477,250.

With the Lendersa® USDA loan calculator, you're able to compare current USDA and FHA rates to find the most favorable options and understand the income, credit, reserves, and paperwork essential for qualification. Our enhanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans simultaneously, aiding in the choice of the best program suited to your financial requirements in .

Available USDA and FHA Loan Choices in Lake-Arrowhead, CA

Lendersa® aims to promptly secure you the optimal USDA or FHA loan without complications. You can start by picking one of the three paths that pair you with lenders and USDA loan plans.

Understanding USDA Loans in CA

The USDA home loan, a government-backed venture supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible solely in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, since no down payment is necessary for a USDA mortgage loan.

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(909) 522-6322 Lender's profile and map Reviews Imagine Loan Funding 11963 Stovall Way, Yucaipa, CA, 92399 "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."
(909) 797-9181 Lender's profile and map Reviews Valley View Mortgage, Inc. 32829 Yucaipa Blvd, Suite C, Yucaipa, CA, 92399 "Valley View Mortgage, Inc. can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make,"
7145612459 Lender's profile and map Reviews Mana capital investments 10134 6th Street, unit F, Rancho Cucamonga, CA, 91739 Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr
(909) 581-2564 Lender's profile and map Reviews James Taverner, Mortgage Broker NMLS #1369773 13295 Joliet Dr, Rancho Cucamonga, CA, 91739 My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(951) 312-0440 Lender's profile and map Reviews American First Financial 12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739 "At American First Financial and Realty is a full service Mortgage and Real Estate Company. We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."
(909) 239-6273 Lender's profile and map Reviews Casa Blanca Capital Lending 13702 Santa Lucia Ct, Rancho Cucamonga, CA, 91739 Casa Blanca Capital Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(951) 235-8016 Lender's profile and map Reviews Loan Source 1 Funding, Inc. 5157 Bering Ct., Rancho Cucamonga, CA, 91739 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(951) 781-0981 Lender's profile and map Reviews Printing Industries Credit Union 4333 Orange Street, Suite 100, Riverside, CA, 92501 We are proud to be a credit union, which means we are a not-for-profit cooperative. We are owned and operated by our membership, which is predominately made up of professionals within the graphic arts industry, as well as their family members. Not only do our members have access to many of the same types of products and services as offered by comme
(888) 589-1837 Lender's profile and map Reviews Mortgage Leads Network 3615 Main Street, Suite 103, Riverside, CA, 92501 Mortgage Leads Network, your trusted source since 1998, is a full service digital marketing agency specializing in mortgage, credit repair and foreclosure prevention lead generation and customer retention. Consider us your in-house marketing gurus that will save you time and money with the goal of increasing sales
(951) 543-2846 Lender's profile and map Reviews Rehab Loan Group, Inc. 3585 Main Ave, Suite 208, Riverside, CA, 92501 We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
(951) 742-7490 Lender's profile and map Reviews Broker Brothers Real Estate 3393 14th Street, Suite C, Riverside, CA, 92501 Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(888) 883-7228 Lender's profile and map Reviews Altura Credit Union 2847 Campus Parkway, Riverside, CA, 92507 Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.