USDA Loan Vs. FHA loan for Lake-Arrowhead, CA [ best of 2023]

In 2025, USDA loan limit in Lake-Arrowhead, county of San Bernardino, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Arrowhead, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(970) 879-2723 711 miles Lender's profile and map Reviews Routt Federal Credit Union 440 S. Lincoln Ave, Suite B3, Steamboat Springs, CO, 80487 Routt Federal Credit Union was chartered in 1964 and currently serves employees of the public school districts in Routt and Jackson Counties, NW Colorado BOCES, Colorado Mountain College in Routt County, UCHealth Yampa Valley Medical Center, City of Steamboat Springs, Northwest Colorado Health dba VNA, Discovery Learning Center.
(877) 275-2088 711 miles Lender's profile and map Reviews MOUNTAIN VALLEY BANK 101 N. 6th Street, Hayden, CO, 80487 Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.
(970) 879-2993 711 miles Lender's profile and map Reviews Yampa Valley Bank 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487 Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.
(800) 452-3313 713 miles Lender's profile and map Reviews Mid Oregon Credit Union-Home Loans PO Box 6749, Bend, OR, 97708 Mid Oregon Credit Union traces its roots back to 1957 as the first credit union established in Central Oregon by a group of teachers and school employees in Prineville. Today, Mid Oregon Credit Union is the only Credit Union headquartered and doing business solely in Central Oregon.
(541) 575-0264 714 miles Lender's profile and map Reviews Old West Federal Credit Union 650 West Main Street, John Day, OR, 97845 Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
(541) 323-0422 714 miles Lender's profile and map Reviews Arbor Mortgage Group 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701 Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.
(541) 323-7000 717 miles Lender's profile and map Reviews Northwestern Home Loans 906 NW Harriman Street, Bend, OR, 97703 We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
(541) 241-8344 717 miles Lender's profile and map Reviews Azara Capital Solutions LLC 2583 North West Monterey Pines Drive, Bend, OR, 97703 Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.
(541) 848-7472 717 miles Lender's profile and map Reviews High Lakes Lending LLC 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703 At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.
(970) 453-9550 718 miles Lender's profile and map Reviews Apex Mortgage Brokers 16 Linden Lane, Breckenridge, CO, 80424 Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
(719) 276-2800 722 miles Lender's profile and map Reviews Legacy Bank 1010 Royal Gorge Boulevard, Canon City, CO, 81212 Legacy Bank is a community bank that looks at financial transactions differently than large commercial conglomerates. We get to know our customers at a personal level, allowing us to serve our customers more efficiently. Legacy Bank knows our customers by name. Our character and family values make us a trusted banking partner
(719) 371-7009 722 miles Lender's profile and map Reviews Canon Signature Mortgage 715 Main St, Canon City, CO, 81212 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.