USDA Vs. FHA Pro and Con comparison in Lake-Arrowhead, San Bernardino County, CA

In 2024, USDA loan limit in Lake-Arrowhead, county of San Bernardino, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Lake-Arrowhead, county of San Bernardino, CA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lake-Arrowhead, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Texas Union Mortgage
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Texas Union Mortgage offer residential home purchase, refinance, and equity loans anywhere in the State of Texas. We are experts in FHA, VA, USDA, Conventional, Refinance, and Cash Out Refinance. We are specialists in grant programs to help first-time homebuyers. And we work with home builders to help you get into a new build home.
  • Texas Union Mortgage
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Texas Union Mortgage is a licensed mortgage brokerage with headquarters in Frisco, Texas. The company was founded in 2002. Our employees and their families live in the communities we serve. As a small business, we offer competitive rates and attractive loan programs by keeping our expenses low.
  • Mortgage Wizards
  • 1301 Ray Berglund Blvd, Round Rock, TX, 78664
  • Use our loan services to make you a homeowner when you find that perfect home. Mortgage Wizards in Round Rock, Texas, is a mortgage brokering company that offers new loans and loan refinancing. When using our services, you are personally walked through the loan process by our professionals. In addition, you are given suggestions
  • Eddie Fooshang Mortgage Team
  • 1490 Rusk Rd, Suite 401, Round Rock, TX, 78664
  • Eddie Fooshang is a Residential Mortgage Loan Originator. As a teen age boy in Egypt, he was fascinated with America through his favorite show “Walker Texas Ranger”. He dreamt of the day he would move to the USA, & specifically Texas to live the American Dream! His love for America and the American dream made him so passionate about home ownership.
  • Austin Mortgage Associates
  • 1717 N Mays St, Round Rock, TX, 78664
  • Austin Mortgage Associate are a full-service residential mortgage broker providing Texas Home Loans in Austin, Houston, San Antonio, and Dallas and Fort Worth metro areas. We have been serving the needs of the residential mortgage community since 2000. Our customers know us for competitive rates and consistent customer satisfaction
  • Jiwani Financial Group
  • 4156 Comanche Dr, Carrollton, TX, 75010
  • Jiwani Financial Group was established in 2006 and since then we are successfully meeting the objective of helping small and medium size businesses - all over the United States - to acquire Business Loans, Commercial Lines of Credit and Consultancy at most competitive rates and the best suited terms.
  • Homefinity
  • 1800 Golden Trail, Carrollton, TX, 75010
  • "At Homefinity, we understand that your home loan needs to be as unique as your home life. Whether you want a fast and convenient process or in-depth guidance, you need someone who can help you move through the process at your pace. With decades of combined experience, our nationwide professionals will coach you through your home investment."
  • Travis County Credit Union
  • 1101 North Interstate 35, Austin, TX, 78702
  • Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.
  • PeopleFund
  • 2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
  • PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
  • Tomo Mortgage, LLC
  • 1645 East 6th Street, Suite 100, Austin, TX, 78702
  • Tomo Networks is a fintech startup that improves the homebuying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo Networks was created by Greg Schwartz and Carey Armstrong in October 2020
  • Park Place Funding, LLC
  • 2220 E Cesar Chavez St, Austin, TX, 78702
  • Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
  • Loan Ranger Capital
  • 1800 E 4th St, Suite 170, Austin, TX, 78702
  • Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.