USDA Vs. FHA your options comparison in Crestline, San Bernardino County, CA

In the year 2025, the USDA loan limit for Crestline, located in San Bernardino county within CA, is set at $776,600. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool is instrumental in determining the necessary Income, credit history, reserves, and documentation required for qualification. By utilizing our advanced mortgage calculator, you can view an array of options including USDA, FHA, Conforming, and VA, facilitating the process of selecting the program that is most suitable for your financial situation in .

Explore and contrast loan offers from a selection of 100 lenders

Details on 2025 loan limits and down payment requirements in Crestline, situated in San Bernardino, CA

Loan Type Loan Limit Down Payment Percentage
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Crestline, CA

Lendersa® is dedicated to providing you with the most advantageous USDA or FHA loan options swiftly and with minimal hassle. You have the option to choose from three initial pathways that link you with lenders matched to USDA loan programs.

Illustration of Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, which is alternatively known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture from the government. These loans are specifically geared towards rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment at all, making them a favorable option for those seeking properties in rural neighborhoods.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ATC Managers, LLC
  • 900 Old River Rd, Bakersfield, CA, 93311
  • ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
  • Valley Strong Credit Union
  • 11500 Bolthouse Drive, Bakersfield, CA, 93311
  • In 1938, a small group of dedicated and concerned teachers met for the purpose of forming a financial cooperative for school employees and their families. From these very humble beginnings, Valley Strong Credit Union was founded and formed. Our mission is to turn people’s financial possibilities into financial realities.
  • San Joaquin Valley Mortgage
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!
  • Level One Financial
  • 1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
  • We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
  • Karpe Real Estate Center
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.
  • Summit Financial Services
  • 3977 Coffee Road, Suite A, Bakersfield, CA, 93308
  • The Summit Financial Team has over 200 years combined mortgage lending experience. We are well versed in all aspects of the mortgage origination process. Whether you are seeking Conventional, FHA & VA, Construction, Reverse Mortgage or Alternative financing, Summit Financial is here for you.
  • Nava Commercial Capital & Real Estate Inc.
  • 578 G Street, Brawley, CA, 92227
  • At Nava Commercial Capital & Real Estate Inc. We are a full-service mortgage company based in Brawley, California. We specialize in Residential Loans, Hard Money, Commercial Loans, and Business Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money
  • Safe 1 Credit Union
  • 8200 Granite Falls Drive, Bakersfield, CA, 93312
  • In 1952, a small group of dedicated and concerned state employees from Union #35 met for the purpose of forming a financial cooperative for co-workers and their families. From these very humble beginnings, Safe 1 Credit Union was founded and formed. The first Safe 1 ""office"" was actually a room located in the home of our first manager.
  • Local Lenders Group
  • locallend!51424, Bakersfield, CA, 93312
  • Local Lenders Group is a California Mortgage Company offering the most competitive mortgage interest rates, and fees. We specialize in the following loan products : FHA, VA, Conventional, Jumbo's, Private Money and Refinances. Customer service is very important to us. As we continue to improve and expand our services,