USDA Vs. FHA your options comparison in Crestline, San Bernardino County, CA

In the year 2026, the USDA loan limit for Crestline, located in San Bernardino county within CA, is set at $776,600. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool is instrumental in determining the necessary Income, credit history, reserves, and documentation required for qualification. By utilizing our advanced mortgage calculator, you can view an array of options including USDA, FHA, Conforming, and VA, facilitating the process of selecting the program that is most suitable for your financial situation in .

Explore and contrast loan offers from a selection of 100 lenders

Details on 2026 loan limits and down payment requirements in Crestline, situated in San Bernardino, CA

Loan Type Loan Limit Down Payment Percentage
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Crestline, CA

Lendersa® is dedicated to providing you with the most advantageous USDA or FHA loan options swiftly and with minimal hassle. You have the option to choose from three initial pathways that link you with lenders matched to USDA loan programs.

Illustration of Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, which is alternatively known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture from the government. These loans are specifically geared towards rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment at all, making them a favorable option for those seeking properties in rural neighborhoods.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.
  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation
  • Abana Mortgage
  • 7105 East Hurlbut Avenue, Sebastopol, CA, 95472
  • Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
  • Cottingham Mortgage, Inc.
  • 130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472
  • Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources
  • Task Mortgage & Investments Inc
  • 8465 old redwood Highway, Suite 410, Windsor, CA, 95492
  • Task Mortgage & Investments Inc We are an experienced team of mortgage and investment experts based in beautiful Sonoma County, California. For over 20 years we have provided a full array of products to match the right real estate opportunity with the right people. From the best of credit to the challenged credit.
  • Matrix Real Estate
  • 177 Johnson Street, Windsor, CA, 95492
  • Matrix Real Estate is your 1 Stop Real Estate and Mortgage Broker. With competitive edge with wholesale mortgage rates and service that is unmatched. We have streamlined the process of buying or selling a home to make it easier for you. We have built a team of industry experts to make sure you have access to local home inspectors
  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.
  • Timberline Mortgage, Inc
  • 716 South Cove View Rd, Richfield, UT, 84701
  • Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.
  • Utah Independent Bank
  • 55 South State Street, Salina, UT, 84654
  • Utah Independent Bank was established in Salina, Utah and opened for business in August 1977. Utah Independent Bank is the only locally owned bank in the counties of Sevier and Beaver. We currently have four locations to serve the needs of our customers; they are located in Beaver, Milford, Monroe, and Salina, Utah. All locations provide full-servi