USDA Vs. FHA Pro and Con comparison in Muscoy, San Bernardino County, CA
In 2025, the USDA loan limit for Muscoy, San Bernardino, CA is $776,600, while the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, assessing the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the optimal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Muscoy, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Muscoy, CA
Lendersa® aims to efficiently secure the best USDA or FHA loan with minimal hassle. Select one of three starting paths to connect with matching lenders and USDA loan programs.
USDA home loans, known as USDA rural development loans, are backed by the U.S. Department of Agriculture and available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
"MKT Finance Inc. is a full service mortgage brokerage with an experienced
staff of loan agents and processors. Whether your need is a purchase,
refinance, home improvement, or debt consolidation loan, we will make
sure that you get the right mortgage at the right price. With access to
dozens of wholesale lenders, we can often find better
1172 Murphy Avenue, Suite 234, San Jose, CA, 95131
We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.
1590 Oakland Road, Suite B110, San Jose, CA, 95131
"Home buying" or "Refinancing" is such a significant investment, you want to be sure that the team you choose will help you make the wisest decision. If you want to feel confident that you are selecting the most financially beneficial mortgage product, getting the most competitive price, and receiving personalized attention and service.
5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
1630 Oakland Road, Suite A209, San Jose, CA, 95131
"GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California.
GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mission City Federal Credit Union was founded in 1959 as Santa Clara City Employees Federal Credit Union to serve the employees of the City of Santa Clara, including the police, fire and power departments. Since that time the eligibility has expanded to include the faculty, employees and students of Santa Clara University and other select groups.
275 Saratoga Ave, Suite 220, Santa Clara, CA, 95050
I have been in the mortgage brokerage industry since 1997. By working with my clients' very best interest at the heart of everything I do, I earn their trust. At my office, they call me the diligent one. I am committed to helping all my clients apply, qualify, and be approved for the home loans that they seek and deserve.
