USDA VS FHA in Muscoy, San Bernardino County, CA

In 2026, the USDA loan limit for Muscoy, San Bernardino, CA is $776,600, while the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, assessing the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the optimal program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Muscoy, San Bernardino, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Muscoy, CA

Lendersa® aims to efficiently secure the best USDA or FHA loan with minimal hassle. Select one of three starting paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans, known as USDA rural development loans, are backed by the U.S. Department of Agriculture and available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Muscoy Lenders

  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Lends in California
  • As private lenders and investors, we focus on both new and experienced investors. We actively engage in the deals you present, offering free analytical consultations to assess their potential. This ensures high-yielding investment opportunities for future investors. We invite you to share your deals and visions with us—our goal is to help you build

  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Lends in California
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize

  • Home Loans by Karyn
  • 27215 Highway 189, Suite C, Blue Jay, CA, 92317
  • Lends in California
  • Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California.

    She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.

  • Thinkwise Credit Union
  • 599 N. E St, San Bernardino, CA, 92401
  • Lends in California
  • Credit Union officially become, Thinkwise Credit Union. After 63 years, the organization has re-branded to better position the credit union for long-term growth. Thinkwise, is intended to better reflect our current and future members'​ financial needs and goals. This name change will also allow a chance to reassert our priorities.

  • 1st Valley Credit Union
  • 401 West 2nd Street, San Bernardino, CA, 92401
  • Lends in California
  • 1st Valley Credit Union began in 1951, serving the city employees of San Bernardino. Over the years, we added other local employer groups to our field of membership. In 1999 the credit union expanded its field of membership to encompass all persons living or working in the cities of San Bernardino, Colton, Rialto, Highland.

  • Affordable Home Loans Inc.
  • 370 West 6th Street, Suite 110, San Bernardino, CA, 92401
  • Lends in California
  • Affordable Home Loans Inc. in San Bernardino, California, is a home refinance and loan company with more than 70 years of combined experience in providing the lowest rates in conventional, FHA, VA, and reverse mortgage loans. In our more than 30 years in business, we have helped hundreds of referral clients with our personalized.

  • Hypo Lending
  • 250 N. G St., San Bernardino, CA, 92410
  • Lends in California
  • Hypo Lending is a mortgage bank that specializes and offers an extensive range of loan products for purchase and refinance; FHA, VA, conventional loans, bank statement loans, foreign loans, ITIN loans, and commercial loans. We are a group of knowledgeable finance professionals with a proud Christian background.

  • The Bynum Group
  • 8197 I Avenue, Suite A, Hesperia, CA, 92345
  • Lends in California
  • The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.

  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Lends in California
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.

  • Streamline Mortgage
  • 8080 Park Lawn Ct, Fontana, CA, 92336
  • Lends in California
  • Streamline Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.