USDA and FHA Pro and Con in Fairfax, Marin County, CA

In 2025, the USDA loan limit for Fairfax, situated in the county of Marin, CA, is $776,600. The FHA limit for a single-family residence is $1,089,300.

To compare the best available rates for USDA and FHA loans today, use the Lendersa® USDA loan calculator. It helps determine the necessary income, credit requirements, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans concurrently, aiding in deciding the best program for your specific financial situation, particularly in .

Analyze loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Fairfax, Marin, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Fairfax, CA

The primary goal of Lendersa® is to secure the best USDA or FHA loan for you, quickly and without hassle. Select from one of three initial paths that lead to lenders and USDA loan options that match your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan is guaranteed by the government Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is solely available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Aspire Capital, Inc
  • 155 North Wacker Drive, Suite 1600, Chicago, IL, 60606
  • Aspire Capital Fund, LLC is a private, long-only investment fund focused on making investments in US publicly traded biotechnology companies through the open market as well as direct investments including private placements, PIPEs, registered directs & public offerings.Founded 2010 Aspire Capital Fund, LLC is managed by Aspire Capital Partners, LLC
  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
  • Xcapital Inc
  • 311 West Superior, Suite 207, Chicago, IL, 60654
  • Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.
  • Private Client Mortgage Group
  • 430 W. Erie St, Suite 300, 310, Chicago, IL, 60654
  • We are dedicated to providing a fast, efficient mortgage process. Our transparent digital mortgage experience is backed by superior customer support. We’re using technology to change the way people finance their homes. Give every client the best loan possible without sacrificing service, experience or integrity!
  • Commercial Lending
  • 116 W. Hubbard, Suite 200, Chicago, IL, 60654
  • Commercial Lending X is a finance and loan company that assists businesses in locating and securing loans for commercial ventures. Asset types managed by this company include asset based loans, working capital lines, industrial equipment financing and loans, business start, business acquisition, leasehold improvements.
  • EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION
  • 4836 Plank Road, Baton Rouge, LA, 70805
  • The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
  • EPIC Impact Investors - Hard Money Lender
  • 142 W. 62nd St, Suite 305, Chicago, IL, 60621
  • EPIC Impact Investors Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealth.Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealt
  • Amalgamated Bank of Chicago Chicago
  • 30 N. LaSalle, Chicago, IL, 60602
  • Amalgamated Bank of Chicago is your trusted banking partner. We meet a wide variety of commercial and consumer banking needs with a full range of products and services - including loans, checking and savings accounts, credit cards, cash management and trust services. For nearly 100 years, we have fostered deep ties to our customers