USDA Vs. FHA Pro and Con comparison in Fairfax, Marin County, CA
In 2026, the USDA loan limit for Fairfax, situated in the county of Marin, CA, is $776,600. The FHA limit for a single-family residence is $1,089,300.
To compare the best available rates for USDA and FHA loans today, use the Lendersa® USDA loan calculator. It helps determine the necessary income, credit requirements, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans concurrently, aiding in deciding the best program for your specific financial situation, particularly in .
Loan Limits and Downpayment Requirements for 2026 in Fairfax, Marin, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Fairfax, CA
The primary goal of Lendersa® is to secure the best USDA or FHA loan for you, quickly and without hassle. Select from one of three initial paths that lead to lenders and USDA loan options that match your needs.
The USDA home loan is guaranteed by the government Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is solely available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.
One Belvedere Place, Suite 300, Mill Valley, CA, 94941
Lends in California
Our mission is to make quality housing — whether rented or owned — accessible to all American households. To Redwood Trust, mortgages aren’t simply a business. We never forget that the support we provide to the housing market adds to the lifeblood of our nation. The financing we provide makes a positive impact, not just on the American economy.
West Coast Mortgage Co has been a staple to the San Francisco and Bay area since 1995. Owner Brad Schauer used his extensive experience in real estate sales to create a personalized mortgage brokerage focused on the client’s success and satisfaction. Brad understands that each mortgage is different,
30 N San Pedro Rd, Suite 115, San Rafael, CA, 94903
Lends in California
Marin County’s favorite credit union for good reason: We give you the very best value for all your banking needs along with the friendly service you won’t get anywhere else. We offer low rates and fewer or no fees on Auto Loans, Home Equity Lines of Credit, Credit Cards and Signature loans plus 100% free Checking with free Mobile Banking.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Lends in California
Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs. Our real estate division specializes in residential, investment and relocation properties for both buyers.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Lends in California
Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Lends in California
"Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people. Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."
4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
Lends in California
California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
851 Irwin Street, Suite 100, San Rafael, CA 94901, San Rafael, CA, 94901
Lends in California
Private Money Loans - Bridge - Cross Collateral - Fix & Flip - Land Loans - Foreign Nationals - No Income. We are local and specialize in providing fast and creative financing options for residential properties all over the Bay Area, whether you want to; Acquire a new home before selling your existing property. Tap into the equity of your existi
1299 Fourth Street, Ste 505B, San Rafael, CA, 94901
Lends in California
Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L
