USDA Vs. FHA your options comparison in Fairfax, Marin County, CA
In 2026, the USDA loan limit for Fairfax, situated in the county of Marin, CA, is $776,600. The FHA limit for a single-family residence is $1,089,300.
To compare the best available rates for USDA and FHA loans today, use the Lendersa® USDA loan calculator. It helps determine the necessary income, credit requirements, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans concurrently, aiding in deciding the best program for your specific financial situation, particularly in .
Loan Limits and Downpayment Requirements for 2026 in Fairfax, Marin, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Fairfax, CA
The primary goal of Lendersa® is to secure the best USDA or FHA loan for you, quickly and without hassle. Select from one of three initial paths that lead to lenders and USDA loan options that match your needs.
The USDA home loan is guaranteed by the government Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is solely available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423
Quest Federal Credit Union serves those who live, work, worship or attend school in Hardin, Logan, and Wyandot counties. Quest FCU has 5 branch locations in Hardin, Logan, and Wyandot Counties with many offsite ATMs available to members and non-members. Quest FCU also participates in the Shared Branching and Alliance
Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids.
Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
David J. Blatt specializes in residential lending services. As a reverse mortgage expert, he has been practicing for over 30 years and has been on the board of directors of the Michigan Brokers Association. This achievement led him to receive the Excellence Award from the Financial Freedom Senior Funding Corporation.
28275 Orchard Lake Road, Suite 102, Farmington, MI, 48334
Option 1 Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
31700 West 13 Mile Road, Suite 113, Farmington, MI, 48334
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Atlantis Mortgage collaborates with lenders to price loans with rates that are consistently affordable and within our clients’ means. Led by a team of professionals with over thirty years of proven industry success, our loan professionals facilitate invaluable insight to borrowers with a wide variety of options and affordable rates.
