USDA Vs. FHA Pro and Con comparison in San-Diego, San Diego County, CA
As of 2025, the USDA loan cap in San-Diego, situated in San Diego county, CA, stands at $615,000. Meanwhile, the FHA loan limit for a single-family home is set at $753,250.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates, and to establish the income, credit score, financial reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision for the most suitable program available in for your unique financial situation.
Discover 2025 loan limits and down payment requirements in San-Diego, within San Diego county, CA
Loan Type
Loan Cap
Initial Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conforming Conventional
$753,250
3%
Choosing Between USDA and FHA Loans in San-Diego, CA
At Lendersa®, our goal is to provide you with the most advantageous USDA or FHA loan swiftly and with minimal inconvenience. Choose from three pathways that lead to matching you with USDA loan lenders and programs.
A USDA home loan is government-backed by the Department of Agriculture, often termed the USDA rural development loan, or USDA mortgage, exclusively for rural areas. Compared to FHA loans with a 3.5% down payment requirement, USDA loans require no down payment whatsoever.
19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076
ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.
26555 Evergreen Road, Suite 900, Southfield, MI, 48076
Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.
Jefferson County Teachers Credit Union was chartered in June of 1964 for the sole purpose of serving its members by pooling of savings and lending of funds. The credit union is governed by a Board of Directors selected by the membership at the Annual Shareholders' Meeting. We have five Board members and three Supervisory Committee members.
13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126
Sonic Loans is dedicated to streamlining the whole process for your convenience. e. We can assist you in purchasing or refinancing a house because of our many years of industry knowledge. Keep in mind that we provide a variety of mortgage services, including 15-year mortgages, 30-year mortgages, cash-out refinances, FHA loans, and Jumbo loans, amon
Founded in 1935, MemberFocus has a long history of serving members of the Dearborn and surrounding communities. Year after year, our products and services expand and improve; our enthusiasm for member service grows; our commitment to financial excellence holds true.and also providing banking services including savings, loans.
KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
DFCU Financial is one of Michigan’s largest credit unions with more than $5.4 billion in assets & currently operates full-service branches in Detroit, Ann Arbor, Grand Rapids & Lansing. We’re proud to be an award-winning workplace named a “Top 100 Workplace” by the Detroit Free Press & one of the “101 Best and Brightest Companies.
Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
