As of 2025, the USDA loan cap in San-Diego, situated in San Diego county, CA, stands at $615,000. Meanwhile, the FHA loan limit for a single-family home is set at $753,250.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates, and to establish the income, credit score, financial reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision for the most suitable program available in for your unique financial situation.
Discover 2025 loan limits and down payment requirements in San-Diego, within San Diego county, CA
Loan Type
Loan Cap
Initial Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conforming Conventional
$753,250
3%
Choosing Between USDA and FHA Loans in San-Diego, CA
At Lendersa®, our goal is to provide you with the most advantageous USDA or FHA loan swiftly and with minimal inconvenience. Choose from three pathways that lead to matching you with USDA loan lenders and programs.
A USDA home loan is government-backed by the Department of Agriculture, often termed the USDA rural development loan, or USDA mortgage, exclusively for rural areas. Compared to FHA loans with a 3.5% down payment requirement, USDA loans require no down payment whatsoever.
135 West 25th Avenue, Suite 6914, San Mateo, CA, 94403
We are here to serve our community and bring happiness and stability to those around us by helping people find a place to call home. We specialize in building trust and lasting relationships with our clients and finding them the best deal at the right time in the right place. Established in 1990.
"Bay Area Realty Services is a full service Residential Real Estate Brokerage with offices in Palo Alto and San Mateo, serving mainly San Francisco, the Peninsula, the East Bay, and Silicon Valley/South Bay
Our services include the Listing of all types of Residential properties (for Sale or for Lease),"
4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506
As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
3840 Blackhawk Road, Suite 105, Danville, CA, 94506
Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.
Dan Joy Realty founder of the Dan Joy My goal is to provide you fair pricing on ANY Loan and make VA real estate transactions as seamless as possible. If there is a Veteran who can’t qualify for a loan yet, I will guide you and point to people who can help rebuild your credit and I am a specialist in the Bay Area, helping Veterans with the VA Loan.
700 Mill Street, Suite 13, Half Moon Bay, CA, 94019
Real Estate Funding Service, Inc. an independent Mortgage Brokerage firm licensed in the State of California, offering 30 year fixed rate loans with "interest only" options for purchases, refinance, construction and remodel of residential & commercial real estate properties. We also offer Seconds and Home Equity Lines of Credit.
