USDA VS FHA in San-Diego, San Diego County, CA

As of 2025, the USDA loan cap in San-Diego, situated in San Diego county, CA, stands at $615,000. Meanwhile, the FHA loan limit for a single-family home is set at $753,250.

Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates, and to establish the income, credit score, financial reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision for the most suitable program available in for your unique financial situation.

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Discover 2025 loan limits and down payment requirements in San-Diego, within San Diego county, CA

Loan Type Loan Cap Initial Payment
USDA $615,000 0%
FHA $753,250 3.5%
Conforming Conventional $753,250 3%

Choosing Between USDA and FHA Loans in San-Diego, CA

At Lendersa®, our goal is to provide you with the most advantageous USDA or FHA loan swiftly and with minimal inconvenience. Choose from three pathways that lead to matching you with USDA loan lenders and programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is government-backed by the Department of Agriculture, often termed the USDA rural development loan, or USDA mortgage, exclusively for rural areas. Compared to FHA loans with a 3.5% down payment requirement, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Table Rock Community Bank is your only local community bank in Stone County, Missouri. We exist to meet the banking needs of our customers and to make a positive difference in the communities we serve, including Kimberling City and Branson West. Table Rock Community Bank is a full-service bank providing personal
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  • Bank of Breda of Frazier and Frazier originated August 4, 1890. The bank had its first depositor the following day and one month later the bank had ten depositors. Records indicate the bank was paying 8% interest on Time Certificates in September of 1896. The bank was incorporated on January 17, 1906, and the name changed to Breda Savings Bank.
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  • 100 First National Avenue, Green Forest, AR, 72638
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