As of 2026, the USDA loan cap in San-Diego, situated in San Diego county, CA, stands at $615,000. Meanwhile, the FHA loan limit for a single-family home is set at $753,250.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates, and to establish the income, credit score, financial reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision for the most suitable program available in for your unique financial situation.
Discover 2026 loan limits and down payment requirements in San-Diego, within San Diego county, CA
Loan Type
Loan Cap
Initial Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conforming Conventional
$753,250
3%
Choosing Between USDA and FHA Loans in San-Diego, CA
At Lendersa®, our goal is to provide you with the most advantageous USDA or FHA loan swiftly and with minimal inconvenience. Choose from three pathways that lead to matching you with USDA loan lenders and programs.
A USDA home loan is government-backed by the Department of Agriculture, often termed the USDA rural development loan, or USDA mortgage, exclusively for rural areas. Compared to FHA loans with a 3.5% down payment requirement, USDA loans require no down payment whatsoever.
Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
The First National Bank of Brownstown was founded in 1913 to provide smart banking products and services to a growing agricultural community. Over 100 years and generations later, the bank remains locally owned and operated with a focus on community. Visit the bank for all your banking needs including checking, savings, personal loans.
In December of 1914, W.R. Simpson, Byron Colburn, and S. E. Naffziger founded Goodfield State Bank in Mr. Naffziger’s country store. Patrons conducted banking business in one corner of the store until a building was completed in 1915.
Goodfield State Bank was officially incorporated in the State of Illinois in December of 1920
In 1943, people in the Hermantown community came together to create a credit union to give themselves & their neighbors a trusted, local financial solution. We proudly served members of the Duluth Homestead Association & patrons of the Hermantown Community Store. We provide financial education and banking solutions to help people understand.
Share Advantage Credit Union serves all your banking and financial needs from a Youth Savings & Checking accounts to Traditional & Roth IRAs. As a bedrock business of the Northland ourselves, we welcome business accounts. We have FREE personal Checking accounts. Youth Savings and FREE 15+ Youth Checking accounts are happily welcome.
Since 1928, Northern Communities Credit Union has been serving our members and our communities in Northern Minnesota. We started out in the “new” Duluth City Hall when it was first built in 1928 and were formerly known as the Duluth City and County Employees Credit Union, to serve employees of the City of Duluth and St. Louis County.
Park State Bank is a full service financial institution that has been serving the good people of Minnesota since 1916. We have a long history of meeting the financial needs of the Steel Workers of the Morgan Park Steel Plant until its closing in the 1980s. In 1997 we built an office in Lincoln Park neighborhood, where we found an active community.
Warehouse Avenue, Building 82, Camp Shelby, MS, 39407
Camp Shelby Federal Credit Union is a not-for-profit, member owned financial institution. Its mission is to serve members’ needs by encouraging savings and offering a reasonable rate of return. The Camp Shelby Federal Credit Union seeks to provide the best possible financial services to its members while maintaining its financial stability.
