USDA Vs. FHA Pro and Con comparison in Coronado, San Diego County, CA

For 2025, the USDA loan limit in Coronado, located within the county of San Diego in CA, is set at $703,800. Meanwhile, the FHA loan limit for a typical single-family home is established at $977,500.

To make informed financial decisions, utilize the Lendersa® USDA loan calculator. This tool efficiently compares the current top USDA versus FHA rates and helps determine the income, credit score, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA programs, enabling you to select the optimal choice for your financial needs in Alabama.

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Details of 2025 Loan Limits and Down Payment Requirements in Coronado, San Diego, CA

Loan Type Loan Limit Down payment
USDA $703,800 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Explore USDA and FHA Loan Options in Coronado, CA

The primary objective of Lendersa® is to quickly and effortlessly connect you with the best possible USDA or FHA loans available. Choose from one of three simple pathways to match with suitable lenders and USDA loan programs effectively.

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Understanding the USDA Loan in CA

The USDA home loan, guaranteed by the governmental Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This type of loan is exclusively available for properties in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage offers the advantage of not requiring any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Clear Mortgage Capital Inc
  • 100 Pacifica, Suite 100, Irvine, CA, 92618
  • Clear Mortgage Capital Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service After working in the finance industry for 20 years. I have done a full circle back into mortgage and commercial loans. Having worked in retail banking, business banking & home mortgage.
  • National Pacific Lending
  • 9891 Irvine Center Drive, Suite 150, Irvine, CA, 92618
  • We Specialize in Purchases and refinances for Conventional and Government programs. We Do Reverse Mortgages, Line of Credit, and Stated income. I have been in the same area for 19 years and in Southern Orange County since 1986, when I started in the business. Our rating is A+ with Better Business Bureau (BBB)
  • Eiffel Mortgage Services, Inc.
  • 53 Gray Dove, Irvine, CA, 92618
  • At Eiffel Mortgage Services, Inc. We are a full-service mortgage company based in Irvine, California. We specialize in Conventional, FHA, VA, First Time Home Buyers in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or Refinancing in any of these zip codes: 92618
  • Trustlink Mortgage
  • 7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
  • At TrustLink Mortgage we truly care about our clients and our partners. We are a mortgage broker with over 35+ years of experience and have multiple options to source from and together we will choose the best lender and product to meet your needs. We have overseen thousands of loan closings representing more than $3 billion in volume.
  • TheBestRefi, LLC
  • 9910 Research Drive, Irvine, CA, 92618
  • "TheBestRefi provides some of the most competitive rates and an enjoyable loan process, so you can treat yourself to your best loan yet and also TheBestRefi, we strive to be the lender of choice, by providing some of the most competitive VA, FHA, and Fannie Mae rates available, along with added benefits, for your complete peace of mind"
  • Sea Point Capital
  • 15615 Alton Parkway, Suite 450, Irvine, CA, 92618
  • Seapointe Capital we weave together the goals and desires of our clientele to create custom tailored real estate solutions.We focus on a consultative approach to real estate acquisition / disposition, financing and ownership of all types of real estate. Our mantra: better thinking creates better solutions.
  • Family Home Lending Inc
  • 9831 Irvine Center Drive, Suite 100, Irvine, CA, 92618
  • Family Home Lending is founded by loan consultants who have over 15 years of experience successfully helping families navigate the home lending process. Our staff strives to remove the complexity and make every experience joyful. Utilizing our state of the art technology, we are able to provide borrower's with a portal.
  • Solomon's Realtors Inc.
  • 47 Autumn Sage, Irvine, CA, 92618
  • "Solomon Realtors rapidly growing towards our goal of being the number one real estate company in Southern California. We do it by placing our clients needs first and focusing on the areas that will best help our clients acheive their goals. Extensive Training for our Agents Custom-developed technology. Detailed regional knowledge."
  • RGM Finance
  • 300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.