USDA VS FHA in Coronado, San Diego County, CA

For 2026, the USDA loan limit in Coronado, located within the county of San Diego in CA, is set at $703,800. Meanwhile, the FHA loan limit for a typical single-family home is established at $977,500.

To make informed financial decisions, utilize the Lendersa® USDA loan calculator. This tool efficiently compares the current top USDA versus FHA rates and helps determine the income, credit score, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA programs, enabling you to select the optimal choice for your financial needs in Alabama.

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Details of 2026 Loan Limits and Down Payment Requirements in Coronado, San Diego, CA

Loan Type Loan Limit Down payment
USDA $703,800 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Explore USDA and FHA Loan Options in Coronado, CA

The primary objective of Lendersa® is to quickly and effortlessly connect you with the best possible USDA or FHA loans available. Choose from one of three simple pathways to match with suitable lenders and USDA loan programs effectively.

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Understanding the USDA Loan in CA

The USDA home loan, guaranteed by the governmental Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This type of loan is exclusively available for properties in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage offers the advantage of not requiring any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New South Mortgage
  • 1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
  • New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
  • Glass Cap Federal Credit Union
  • 241 North Pittsburgh Street, Connellsville, PA, 15425
  • Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
  • First Colony Bank of Florida
  • 711 North Orlando Avenue, Maitland, FL, 32751
  • First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.
  • Gulf States Credit Union
  • 9405 South Highway 17-92, Maitland, FL, 32751
  • Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
  • Neal Communities Funding
  • 495 N Keller Road, Suite 550B, Maitland, FL, 32751
  • Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too. A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario. We have a vast variety of program options available
  • Main Street Mortgage Funding, LLC
  • 529 Versailles Drive, Suite 101, Maitland, FL, 32751
  • At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • You Have Mortgage LLC
  • 500 Winderley Place, Suite 100, Maitland, FL, 32751
  • You Have Realty is the real estate partner of the Under One Roof Team. Whether you are buying or selling, this program offers all the components necessary for a seamless real estate transaction. Attorney Justin Clark and his team of lawyers are available for consultation throughout every real estate transaction.
  • Mattamy Home Funding
  • 495 North Keller Road, Suite 550A, Maitland, FL, 32751
  • At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing