USDA Vs. FHA Pro and Con comparison in National-City, San Diego County, CA
As of 2025, those seeking a USDA loan in National-City, within the borders of San Diego, CA, will find the limit is set at $615,000. Meanwhile, for a single-family dwelling, the FHA cap is $753,250.
To compare the most favorable rates for USDA and FHA loans today, turn to the Lendersa® USDA loan calculator. It allows you to assess the needed income, credit standing, reserves, and documentation for qualification. Our sophisticated mortgage tool lets you evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your financial circumstances in .
Loan limits & down payment requirements in National-City, San Diego, CA for 2025
Loan Type
Loan Limit
Down payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA loan opportunities in National-City, CA
At Lendersa®, the mission is to swiftly and seamlessly connect you with the optimal USDA or FHA loan. You can start by selecting one of three pathways that lead to tailored lender matches and USDA programs.
The USDA home loan, officially backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is designated for rural areas. Unlike FHA options, which necessitate a 3.5% minimum down payment, the USDA mortgage requires no down payment.
eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!
Under new management since 2020.
To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.
19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.
19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.
New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
19125 North Creek Parkway, Suite 210, Bothell, WA, 98011
TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.
Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.
Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.
Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.
