USDA Vs. FHA Pro and Con comparison in National-City, San Diego County, CA
As of 2025, those seeking a USDA loan in National-City, within the borders of San Diego, CA, will find the limit is set at $615,000. Meanwhile, for a single-family dwelling, the FHA cap is $753,250.
To compare the most favorable rates for USDA and FHA loans today, turn to the Lendersa® USDA loan calculator. It allows you to assess the needed income, credit standing, reserves, and documentation for qualification. Our sophisticated mortgage tool lets you evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your financial circumstances in .
Loan limits & down payment requirements in National-City, San Diego, CA for 2025
Loan Type
Loan Limit
Down payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA loan opportunities in National-City, CA
At Lendersa®, the mission is to swiftly and seamlessly connect you with the optimal USDA or FHA loan. You can start by selecting one of three pathways that lead to tailored lender matches and USDA programs.
The USDA home loan, officially backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is designated for rural areas. Unlike FHA options, which necessitate a 3.5% minimum down payment, the USDA mortgage requires no down payment.
Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.
Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.
Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
United Bank is a local bank that was first established in Zebulon, GA, USA. United Bank was originally founded as the Bank of Zebulon in 1905 and later, in 1986, took on the name that it still has today. Though it only had a few branches in its early days of business, United Bank now has over nineteen offices south of the Metro Atlanta area.
TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
Our mission is to provide our members with quality financial services, giving special attention to their individual needs. Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found.
Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1770 Indian Trail Road, Suite 420, Norcross, GA, 30093
Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
