USDA Loan Vs. FHA loan for Coto-de-Caza, CA 2025

In 2025, USDA loan limit in Coto-de-Caza, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Coto-de-Caza, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(507) 534-3137 Lender's profile and map Reviews Peoples State Bank 100 4th Ave SE, Suite 6, Plainview, MN, 55964 Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
(636) 207-6566 Lender's profile and map Reviews AA Mortgage Corp 14346 Manchester Road, Manchester, MO, 63011 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(314) 275-0314 Lender's profile and map Reviews Shelter Mortgage Inc 10 Strecker Road, Suite 1280, Ballwin, MO, 63011 "I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance. My passion is helping people just like you make educated, wise"
(217) 833-2329 Lender's profile and map Reviews Farmers National Bank of Griggsville 108 W Quincy, Griggsville, IL, 62340 Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942. On February 13, 1943 the doors of the new bank were opened.
(618) 576-2211 Lender's profile and map Reviews Bank of Calhoun County Hardin 204 Main Street, Hardin, IL, 62047 Bank of Calhoun County is located in Hardin, Illinois, and was founded in 1898. At this location, Bank of Calhoun County employs approximately 25 people. This business is working in the following industry: Finance other. Annual sales for Bank of Calhoun County are around USD 2, 237, 000.00.
(573) 686-7221 Lender's profile and map Reviews Ozark Federal Credit Union 2438 Katy Lane, Poplar Bluff, MO, 63901 At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees. OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
(573) 785-8461 Lender's profile and map Reviews First Midwest Bank 704 N Westwood Blvd, Poplar Bluff, MO, 63901 As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals. We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
(573) 785-6800 Lender's profile and map Reviews First Missouri State Bank 2910 Barron Rd, Poplar Bluff, MO, 63901 On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
(573) 785-6451 Lender's profile and map Reviews Bob Sutton Real Estate & Loans 50 Hwy. 142, Poplar Bluff, MO, 63901 Bob Sutton Real Estate and Loans, LLC, is a multi-divisional company specializing in financial services, ranging from lawsuit settlement loans to real estate financing. Established in 1951, we are still family owned and operated, which allows us to provide individualized services meeting each customer's particular needs.
(636) 527-5121 Lender's profile and map Reviews St Louis Home Mortgage and Retention Services 113 Old State Road, Suite 103, Ellisville, MO, 63021 Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
(872) 250-9992 Lender's profile and map Reviews Northern Lakes Mortgage LLC 180 S Weidman Rd, Suite 230, Ballwin, MO, 63021 We correspond with some of the nation’s largest names in lending. We save our clients real money and provide real financial freedom with our Homeowner Certainty program. Our unique product focuses on lowering your monthly mortgage payment by removing MIP or PMI, and lowering your rate.
(309) 776-3245 Lender's profile and map Reviews Colchester State Bank 113 Depot Street, Colchester, IL, 62326 Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.