USDA Loan Vs. FHA loan for Rancho-Santa-Margarita, CA 2025

In the year 2025, within Rancho-Santa-Margarita, located in Orange, CA, the USDA loan limit is $657,900. Conversely, the FHA loan limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best plan for your financial needs in .

USDA and FHA Loan Options in Rancho-Santa-Margarita, CA

The mission of Lendersa® is to swiftly secure the best USDA or FHA loans without hassle. Choose one of the following starting points to find matching lenders and USDA loan programs.

What is a USDA Loan in CA?

A USDA home loan, also known as a USDA rural development loan, is backed by the government Department of Agriculture. It is solely available in rural neighborhoods. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

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(540) 389-0244 Lender's profile and map Reviews Freedom First Credit Union 5240 Valleypark Drive, Roanoke, VA, 24019 Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep
(540) 985-8535 Lender's profile and map Reviews CRCH Employees Federal Credit Union 109 Highland Avenue SW, Roanoke, VA, 24016 This credit union is a member-owned, democratically operated, not-for-profit organization managed by a board of directors, with the specified mission of meeting the credit & savings needs of consumers, especially persons of modest means. The purpose of this credit union is to promote thrift among its members by affording them an opportunity.
(912) 236-0919 Lender's profile and map Reviews Savannah Schools FCU 4673 US Highway 80 East, Savannah, GA, 31410 Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union: Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
(540) 982-3931 Lender's profile and map Reviews Roanoke Valley Community Credit Union 723 5th St NE, Roanoke, VA, 24016 Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.
(800) 666-8811 Lender's profile and map Reviews Member One Federal Credit Union 202 4th St NE, Roanoke, VA, 24016 Member One Federal Credit Union is a full-service, member-owned financial institution serving the needs of its communities for more than 80 years. Member One is headquartered in Roanoke, VA and serves over 120, 000 members, is more than $1 billion in assets, operates 15 branch facilities.
(904) 242-7955 Lender's profile and map Reviews Pablo Beach Mortgage Inc 13978 Sea Prairie Lane, Jacksonville, FL, 32224 Pablo Beach Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. We understand that each borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(904) 477-8090 Lender's profile and map Reviews First South Mortgage LLC 4432 Crooked Creek Drive, Jacksonville, FL, 32224 First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(800) 522-2013 Lender's profile and map Reviews Triad Financial Services, Inc. 13901 Sutton Park Drive South, Suite 300, Jacksonville, FL, 32224 Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 60 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of homeownership.
904 422 6466 Lender's profile and map Reviews First Florida Financial, Inc 13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224 First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
813.392.4200 Lender's profile and map Reviews Amerifirst Home Mortgage 449 Apollo Beach Boulevard, Apollo Beach, FL, 33572 Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.
(941) 748-7704 Lender's profile and map Reviews Financial Access Federal Credit Union 604 13th Ave E, Bradenton, FL, 34208 Founded in 1958, Financial Access Federal Credit Union is the only Manatee Chartered Credit Union and is located in Bradenton Florida. In 2018 we celebrated our 60th Anniversary! We are a not-for-profit financial cooperative. This means we make decisions for the benefit of all our customers, whom we call member-owners.