FHA Vs. USDA loan program for Rancho-Santa-Margarita, Orange County, California

In 2025, USDA loan limit in Rancho-Santa-Margarita, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rancho-Santa-Margarita, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 968-7828 2238 miles Lender's profile and map Reviews Ukrainian Federal Credit Union 824 E Ridge Rd, Rochester, NY, 14621 Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
(585) 737-9273 2239 miles Lender's profile and map Reviews Haus Capital Corporation 383 Park Ave, Suite A, Rochester, NY, 14607 At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
585-256-2600 2239 miles Lender's profile and map Reviews Normandy Corporation 46 Prince Street, Rochester, Rochester, NY, 14607 Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers. We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
(888) 677-7869 2240 miles Lender's profile and map Reviews Orrstown Bank 77 East King Street, Shippensburg, PA, 17257 Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
(800) 710-6762 2240 miles Lender's profile and map Reviews Griffin Capital 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407 Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
(772) 217-5471 2240 miles Lender's profile and map Reviews KIS Lending Inc 4144 Worlington Terrace, Fort Pierce, FL, 34947 We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.
(804) 897-3900 2240 miles Lender's profile and map Reviews Village Bank 15871 City View Drive, Suite 300, Midlothian, VA, 23113 At Village Bank, we believe you're a neighbor, not a number. Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every individual and business to the time we spend volunteering in our communities, we far more than just another bank.
(804) 794-5885 2240 miles Lender's profile and map Reviews Community Bankers’ Bank 2601 Promenade Parkway, Midlothian, VA, 23113 CBB is cooperatively owned by community banks, run by community bank executives and only works with community banks. We are state-chartered and federally-regulated and we abide by all of the regulations and guidelines that govern community banks. We are as community as a bank gets.
(804) 897-3900 2240 miles Lender's profile and map Reviews Village Bank Mortgage 15871 City View Drive, Suite 300, Midlothian, VA, 23113 Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every person, to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage lender. It is a place where the power of friendship, community and people working together.
(585) 454-4580 2240 miles Lender's profile and map Reviews WIT Federal Credit Union 22 4th Street, Rochester, NY, 14609 Since our founding in 1962 we have been there for our members through every stage of their lives. Whether starting out with a credit builder loan, student loan, first car… or if moving on to that new car, a Recreational Vehicle for fun, or a home mortgage, WIT has been and will be, here for you.
(585) 546-4279 2240 miles Lender's profile and map Reviews Rochester & Monroe County Employees Federal Credit Union 460 N Goodman Street, Rochester, NY, 14609 Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.