USDA Vs. FHA Pro and Con comparison in Stevenson-Ranch, Los Angeles County, CA
In 2025, the USDA loan limit in Stevenson-Ranch, within Los Angeles county, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and find out the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Stevenson-Ranch, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Stevenson-Ranch, CA
The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan. Select one of these three starting strategies to connect with lenders and USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture, available exclusively in rural areas. In contrast to FHA loans needing a minimum down payment of 3.5%, USDA loans require no down payment.
820 North Parton Street, Suite 2, Santa Ana, CA, 92701
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
600 W. Santa Ana Blvd. STE 114A, Santa Ana, CA, 92701
Welcome To The O.C. Mortgage Specialist with broker access to 60+ mortgage lenders. Our proprietary loan placement software matches your mortgage application with lenders having the lowest interest rate and closing costs. Rest assured knowing you're getting the very best loan scenario and mortgage broker pricing.
At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
9042 Garfield Ave Ste 202-D, Huntington Beach, CA, 92646
At Streamline Mortgage Corporation, our ultimate goal is to serve our clients with honesty, integrity, and competence. We provide our clients with the information needed to make well-informed decisions about the mortgage process and help borrowers overcome roadblocks that can arise while securing a loan. In addition to giving customer satisfaction
9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646
Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646
Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.
9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646
Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time
9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.
