USDA and FHA Pro and Con in Stevenson-Ranch, Los Angeles County, CA

In 2024, USDA loan limit in Stevenson-Ranch, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Stevenson-Ranch, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Stevenson-Ranch, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Edwards Financial Services
  • 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
  • Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
  • Priority Lending, LLC
  • 8035 N Oracle Rd, Tucson, AZ, 85704
  • Since 1997 we have been providing mortgage lending and home loans in Tucson. Tucson can trust people like you to help fulfill their dreams. We are the most trusted mortgage lender Tucson has. Priority Lending LLC provides the most options to assure you get exactly what you need. We do home loans Tucson needs in easy to understand terms.
  • Westar Mortgage & Realty
  • 1775 W Wimbledon Way, Tucson, AZ, 85737
  • WESTAR® has arranged funding of thousands of residential and commercial loans, plus subdivisions throughout Arizona in Tucson, Green Valley, Nogales, Sierra Vista, Douglas, Benson, Yuma, the Phoenix area, Flagstaff, Bullhead City, Show Low, Casa Grande, Arizona City, and Apache Junction.
  • Hughes Federal Credit Union
  • 971 W. Wetmore, Tucson, AZ, 85705
  • A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
  • Pima Federal Credit Union
  • 3730 N. Stone Ave, Tucson, AZ, 85705
  • Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
  • TOPCU - Tucson Old Pueblo Credit Union
  • 2500 E 22nd St, Tucson, AZ, 85713
  • Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
  • Armor Investment Co
  • 177 N. Church Ave, Tucson, AZ, 85701
  • Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.
  • Blue Sky Mortgage, Inc.
  • 2229 East Hedrick Drive, Tucson, AZ, 85719
  • Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
  • Hotchkiss Financial, Inc.
  • 1945 East Mabel Street, Tucson, AZ, 85719
  • We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
  • Elite Lending Group
  • 4570 North 1st Avenue, Suite 110, Tucson, AZ, 85718
  • At Elite Lending Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you.