USDA Vs. FHA your options comparison in Stevenson-Ranch, Los Angeles County, CA
In 2026, the USDA loan limit in Stevenson-Ranch, within Los Angeles county, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and find out the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Stevenson-Ranch, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Stevenson-Ranch, CA
The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan. Select one of these three starting strategies to connect with lenders and USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture, available exclusively in rural areas. In contrast to FHA loans needing a minimum down payment of 3.5%, USDA loans require no down payment.
25129 The Old Road, Suite 350, Santa Clarita, CA, 91381
Lends in California
Augusta Financial is a Mortgage Banker & a Mortgage Broker, so we are able to do the easy loans, the complicated loans and sometimes the impossible loans. We are committed to our clients and we will do whatever it takes within the current regulations to make sure our clients get the best rate, with the best service to make their dreams come true.
25375 Playa Serena Drive, Suite 100, Stevenson Ranch, CA, 91381
Lends in California
I started my real estate career as a real estate appraiser in 1980. From there I co-founded a real estate research firm for researching commercial real estate sales. I was a founding member of Keystone Financial Services in 1992. With over 20 years of lending experience, I've been through a few industry cycles.
27413 Tourney Road, Suite 160, Valencia, CA, 91355
Lends in California
The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
Lends in California
Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
25152 Springfield Court, Suite 200, Valencia, CA, 91355
Lends in California
Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
29021 Avenue Sherman, Suite 111, Valencia, CA, 91355
Lends in California
At Silva Realty, real estate isn’t a job, it’s a lifestyle—it’s knowing that our clients might change their minds 20 times throughout the process & being happily flexible to help them navigate challenges & indecision to ultimately achieve their goals.It’s being available and responsive outside of conventional business hours via phone, text, email.
Newcastle Lending Started in 2012 as a two person operation and we are steadily growing in both business and personnel and Specialties in Lending Services including purchase loans and refinancing and Loans is a local owned and operated company where our main goal is to provide the best possible real estate and lending experience.
25000 Avenue Standford, Unit 101, Valencia, CA, 91355
Lends in California
We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.
Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.
28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
Lends in California
The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.
