USDA Vs. FHA Pro and Con comparison in Stevenson-Ranch, Los Angeles County, CA
In 2026, the USDA loan limit in Stevenson-Ranch, within Los Angeles county, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and find out the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Stevenson-Ranch, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Stevenson-Ranch, CA
The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan. Select one of these three starting strategies to connect with lenders and USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture, available exclusively in rural areas. In contrast to FHA loans needing a minimum down payment of 3.5%, USDA loans require no down payment.
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.
7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.
Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs
Our goal isn’t to generate profits for stockholders. It’s to improve the lives of our members. That means we give back more to our members in the form of higher savings rates, low loan rates and less fees. We proudly serve the financial needs of over 75, 000 members across the Stanford, Palo Alto and San Francisco Bay Area communities.
The Bay Brokerage is a dynamic team of agents mentored by Taskeen, she has over 18 years of experience and has brought her years of knowledge and expertise into this now large group. Residing and working in the Bay Area they offer specialties that complement one another and make for a great company to do business with.
American Credit Inc. is an fintech secured business loan provider, focusing on asset-based loans and invoice/AR financing. The size of the loan ranges from $20K - 500K, and terms are up to 60 months. We have proprietary risk/credit worthiness screening technology, reinforced by artificial intelligence and blockchain technology.
What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.
Epic Brokers is a prominent real estate and rental marketplace in the country dedicated to providing consumers with knowledge, inspiration, and data around the place they call home. We thrive on connecting people with the best local professionals who can help them with their requirements.
As housing costs soar, California is encouraging home owners to add small independent units in their backyard for rent . We put prefabricated homes on a permanent foundation. This cuts cost by 40%, cuts construction time by half and since homes are built indoors by experienced craftsmen and machines, the quality and finishing is much better.
MACCIOLA INC is proud to offer services in Commercial Real Estate, Residential Real Estate, Home Mortgages, and Design. We set out to create a real estate company different than any other, helping clients with every aspect of their real estate needs. We've sold large multi-acre sites to developers, executed commercial leases, helped sellers.
