USDA VS FHA in Santa-Rosa-Valley, Ventura County, CA
In 2025, the USDA loan limit in Santa-Rosa-Valley, situated in Ventura county, CA, is $591,500. On the other hand, the FHA limit for a single-family residence is $739,450.
Utilize the Lendersa® USDA loan calculator to assess the top rates between USDA and FHA today, identifying the income, credit rating, reserves, and necessary documents needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options concurrently, providing the comparisons needed to decide which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Santa-Rosa-Valley, Ventura, CA
Loan Type
Loan Ceiling
Minimum Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Examining USDA and FHA Loan Opportunities in Santa-Rosa-Valley, CA
Lendersa® aims to grant you the best possible USDA or FHA loan efficiently, avoiding unnecessary hassle. Begin with one of three starting options that align with lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, also termed as a USDA rural development loan or USDA mortgage, is designed specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans come with no down payment requirement at all.
1100 Holly Springs Road, Suite 203, Holly Springs, NC, 27540
Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.
937 S McPherson Church Rd, Fayetteville, NC, 28303
Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.
Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.
17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908
Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
Founded in 1997, Edison National Bank, and its Bank of the Islands offices, is the oldest locally owned and managed independent community bank in Lee County. Dedicated to providing genuine personal services and on-site decision making, we have an undeniable interest in the future growth and well-being of the community we serve.
Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!
