USDA and FHA Pro and Con in Casa-Conejo, Ventura County, CA

In 2025, the USDA loan limit for Casa-Conejo in the county of Ventura, CA, is $591,500; meanwhile, the FHA limit for a single-family home is $739,450.

To compare today's best rates of USDA versus FHA, use the Lendersa® USDA loan calculator. It determines the income, credit, reserves, and documentation needed for qualification. With our cutting-edge mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side, facilitating an informed decision about the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Casa-Conejo, Ventura, CA

Loan Type Loan Limit Down Payment
USDA $591,500 0%
FHA $739,450 3.5%
Conventional Conforming $739,450 3%

USDA and FHA Loan Options in Casa-Conejo, CA

Lendersa® aims to provide you with the most suitable USDA or FHA loan promptly and efficiently. Choose from three approaches that link you with compatible lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's available exclusively in rural communities. Contrary to FHA loans, which require a minimum 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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