USDA Loan Vs. FHA loan for Casa-Conejo, CA 2026

In 2026, the USDA loan limit for Casa-Conejo in the county of Ventura, CA, is $591,500; meanwhile, the FHA limit for a single-family home is $739,450.

To compare today's best rates of USDA versus FHA, use the Lendersa® USDA loan calculator. It determines the income, credit, reserves, and documentation needed for qualification. With our cutting-edge mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side, facilitating an informed decision about the best program in for your financial needs.

USDA and FHA Loan Options in Casa-Conejo, CA

Lendersa® aims to provide you with the most suitable USDA or FHA loan promptly and efficiently. Choose from three approaches that link you with compatible lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's available exclusively in rural communities. Contrary to FHA loans, which require a minimum 3.5% down payment, USDA loans do not necessitate any down payment.

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(515) 283-4195 Lender's profile and map Reviews Des Moines Metro Credit Union 100 University Avenue, Des Moines, IA, 50314 Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
(515) 246-0010 Lender's profile and map Reviews Neighborhood Finance Corporation 1912 6th Ave, Des Moines, IA, 50314 NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
(515) 282-1611 Lender's profile and map Reviews Premier Credit Union Credit Union of Des Moines 800 9th Street, Des Moines, IA, 50309 Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
(515) 244-8647 Lender's profile and map Reviews Polk County Credit Union 111 Court Avenue, Room 110, Des Moines, IA, 50309 Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.
(800) 544-3452 Lender's profile and map Reviews Federal Home Loan Bank of Des Moines 909 Locust Street, Des Moines, IA, 50309 Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.
(515) 245-2863 Lender's profile and map Reviews Bankers Trust Company 453 7th St, Des Moines, IA, 50309 For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
(515) 313-0580 Lender's profile and map Reviews Gooi Mortgage, Inc 400 Locust St, Suite 330, Des Moines, IA, 50309 The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes. We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
(515) 243-2677 Lender's profile and map Reviews Serve Credit Union 423 East Court Avenue, Des Moines, IA, 50309 Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families
(701) 847-2600 Lender's profile and map Reviews First State Bank & Trust Company 612 Broadway, Thompson, ND, 58278 Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
(320) 283-5149 Lender's profile and map Reviews Lowry State Bank 400 Florence Avenue, Lowry, MN, 56349 Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President. On November 8, 1932, the Bank assumed the assets.
(479) 890-6203 Lender's profile and map Reviews Priority Federal Credit Union 430 N Hampton, Russellville, AR, 72802 Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University. Through constant growth, we have added participating groups throughout the region
(515) 282-3606 Lender's profile and map Reviews Journey Credit Union 2930 SE 14th Street, Des Moines, IA, 50320 "Journey Credit Union's friendly staff is here to serve all your financial needs. It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"