USDA Vs. FHA Pro and Con comparison in Thousand-Oaks, Ventura County, CA
In Thousand-Oaks, within Ventura County, CA, for 2025, the USDA loan limit is $591,500, whereas the FHA loan limit is established at $739,450 for a single-family home.
Leverage the Lendersa® USDA loan calculator to evaluate the most competitive rates between USDA and FHA loans available today. Ensure you meet income, credit, reserves, and necessary documentation criteria. Our sophisticated mortgage calculator affords a side-by-side comparison of USDA, FHA, Conforming, and VA loan products, allowing you to determine the most beneficial program in for your economic landscape.
2025 Loan Limits and Down Payment Requirements in Thousand-Oaks, Ventura County, CA
Loan Type
Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Discover USDA and FHA Loan Paths in Thousand-Oaks, CA
The primary aim of Lendersa® is to secure the optimal USDA or FHA loan expediently and effortlessly for you. Begin your journey by selecting one of three pathways that connect you with matching lenders and available USDA loan schemes.
A USDA home loan, guaranteed by the Department of Agriculture, commonly termed as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Contrary to FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment, thus broadening accessibility.
Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!
Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.
Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.
At Hamlet Financial Corporation. We know that each customer has specific needs, so we strive to meet those demands with a wide array of products, exceptional service and individualized attention. We offer an extensive network of lending sources for conforming, jumbo and super jumbo loans for primary residences, second homes
Idaho First Bank is a Bank with operations in fifty states. Idaho First Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse, construction, credit-challenged borrower, zero down mortgage, physician loans and Good Neighbor Next Door Program mortgages
Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment
Knight Financial - A Division of American Pacific Mortgage
385 NW Harrison Blvd, Corvallis, OR, 97330
We are a full service residential mortgage firm delivering elite customer care. We designed our lender list to offer premier traditional and portfolio lending products. We are licensed in OR, WA, CA, ID & NV and have completed over 2, 600 home loans totaling over $800 million in loan volume since our inception in August of 2005.
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.
When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a certified mortgage broker since 1994, we go the extra mile while helping clients buy or refinance their homes. We work diligently towards providing the real estate financing solutions our clients need.
