USDA Loan Vs. FHA loan for Thousand-Oaks, CA [Ventura County ]

In 2025, USDA loan limit in Thousand-Oaks, county of Ventura, CA is $591,500 while FHA limit is $739,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Thousand-Oaks, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(410) 749-1185 Lender's profile and map Reviews Hebron Savings Bank 101 North Main Street, Hebron, MD, 21830 Hebron Savings Bank began business in 1910 in a room, which was also used to store salt. One hundred pound bags of salt, used for hog killing, were stored in the room. Lots of times, the salt would spill out from the sacks particularly during damp weather as the sacks burst from the moisture.
(302) 395-5350 Lender's profile and map Reviews New Castle County Delaware Employee Federal Credit Union 100 New Churchmans Rd, New Castle, DE, 19720 Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
(302) 429-0404 Lender's profile and map Reviews All4You Federal Credit Union 2320 N Dupont Hwy, New Castle, DE, 19720 All4You FCU is a not-for-profit, existing exclusively to provide members with financial products at the lowest cost possible with excellent, personalized service. All earnings are returned to members through lower rates, higher dividends and fewer fees. Our field of membership extends to anyone who lives, works, worships or attends school.
(877) 296-6639 Lender's profile and map Reviews KB Mortgage LLC 26 Colonial Drive, Perkiomenville, PA, 18074 KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.
(610) 262-7811 Lender's profile and map Reviews Northampton Area School District Employees Credit Union 2014 Laubach Avenue, Northampton, PA, 18067 A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
(302) 654-0818 Lender's profile and map Reviews Wilmington Police and Fire Federal Credit Union 1701 Shallcross Avenue, Suite B, Wilmington, DE, 19806 The Wilmington Police & Fire Federal Credit Union is member-owned and directed organization dedicated to providing financial services to its members. We aspire to be your primary financial institution, providing an array of lifetime financial services to you & your family. We will provide efficient and accurate services in a cost justified manner.
(214) 997-3832 Lender's profile and map Reviews Grant Payday Loans 24A Trolley Square, Unit 4048, Wilmington, DE, 19806 Ever wanted to get a loan without heading to the other end of the city? Without crowds, anxiety, all the trouble? We wanted that too. That’s why we came up with grantloans.net, a friendly corner of the Internet where you can submit a loan for free. We are happy to introduce a platform that works entirely for customers’ convenience.
(607) 561-7328 Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(610) 647-0100 Lender's profile and map Reviews The National Bank of Malvern 2 West King Street, Malvern, PA, 19355 The National Bank of Malvern, headquartered in Malvern, Pennsylvania, was founded in 1884. The National Bank of Malvern has two full service retail bank locations in Chester County, Pennsylvania and offers deposit accounts, online and mobile banking, consumer and commercial loans, and trust services.
(484) 568-5000 Lender's profile and map Reviews Meridian Bank 9 Old Lincoln Hwy, Malvern, PA, 19355 Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking