USDA Vs. FHA Pro and Con comparison in Thousand-Oaks, Ventura County, CA
In Thousand-Oaks, within Ventura County, CA, for 2025, the USDA loan limit is $591,500, whereas the FHA loan limit is established at $739,450 for a single-family home.
Leverage the Lendersa® USDA loan calculator to evaluate the most competitive rates between USDA and FHA loans available today. Ensure you meet income, credit, reserves, and necessary documentation criteria. Our sophisticated mortgage calculator affords a side-by-side comparison of USDA, FHA, Conforming, and VA loan products, allowing you to determine the most beneficial program in for your economic landscape.
2025 Loan Limits and Down Payment Requirements in Thousand-Oaks, Ventura County, CA
Loan Type
Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Discover USDA and FHA Loan Paths in Thousand-Oaks, CA
The primary aim of Lendersa® is to secure the optimal USDA or FHA loan expediently and effortlessly for you. Begin your journey by selecting one of three pathways that connect you with matching lenders and available USDA loan schemes.
A USDA home loan, guaranteed by the Department of Agriculture, commonly termed as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Contrary to FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment, thus broadening accessibility.
Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions
In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
5164 East 81st Street 3rd Floor, Merrillville, IN, 46410
We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!
ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has
been proud to offer our members a complete array of financial services including debit
Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments
Originally established as Northern Indiana Public Service Employees’ Federal Credit Union on August 27, 1935 we offered membership to a group of employees who worked for NIPSCO. In November 2006, we changed our name to Members Source Credit Union and expanded our membership. We now have more than 6,200 members
7200 Mississippi Street, Suite 400, Merrillville, IN, 46410
Founded in 1959 to serve regular and associate members of Local 697, International Brotherhood of Electrical Workers Local 697 Federal Credit Union is a member owned and operated financial institution guided by a five-member volunteer Board of Directors. Since then the Federal Credit Union has opened its membership to the employees
A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages.
Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.
Lake Mortgage Company first opened its doors in 1946 in Gary, Indiana. With more than 75 years in business, we are now the oldest and most established mortgage banking firm in the region. We specialize in dependable pre-approvals and efficient loan processing so you can close your transaction on time.
Centier is Indiana’s largest private family-owned bank. Since 1895, the Schrage family has built a legacy of success that extends throughout the communities it serves. As a family-owned bank, Centier stands firmly behind its “Not For Sale” promise, pledging to the families, businesses, and communities of Indiana.
