USDA and FHA Pro and Con in Moorpark, Ventura County, CA
In 2025, within Moorpark in the county of Ventura, CA, the USDA loan limit stands at $680,800. In contrast, the FHA loan limit for a single-family home is $948,750.
Utilize the Lendersa® USDA loan calculator to juxtapose today's best USDA and FHA rates. Evaluate the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to assist you in selecting the most suitable plan in for your financial circumstances.
Loan limits and down payment specifications in Moorpark, Ventura, CA for 2025
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$680,800
0%
FHA
$948,750
3.5%
Conventional Conforming
$948,750
3%
USDA and FHA loan choices in Moorpark, CA
The mission of Lendersa® is to secure you the best USDA or FHA loan swiftly and without complexity. Opt from three diverse starting pathways to match up with lenders and explore USDA loan programs effectively.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages require no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Option 1 Mortgage was started with the sole purpose of helping clients have a stress free mortgage experience. Here's our business model: Give our clients such an amazing experience, so they refer everyone they know to Option 1 Mortgage. That's it! We want you to have an incredible experience & get a great deal.
11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
"Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
Having built our business on trusting relationships with real estate professionals"
1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation
Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.
