USDA and FHA Pro and Con in Moorpark, Ventura County, CA
In 2025, within Moorpark in the county of Ventura, CA, the USDA loan limit stands at $680,800. In contrast, the FHA loan limit for a single-family home is $948,750.
Utilize the Lendersa® USDA loan calculator to juxtapose today's best USDA and FHA rates. Evaluate the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to assist you in selecting the most suitable plan in for your financial circumstances.
Loan limits and down payment specifications in Moorpark, Ventura, CA for 2025
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$680,800
0%
FHA
$948,750
3.5%
Conventional Conforming
$948,750
3%
USDA and FHA loan choices in Moorpark, CA
The mission of Lendersa® is to secure you the best USDA or FHA loan swiftly and without complexity. Opt from three diverse starting pathways to match up with lenders and explore USDA loan programs effectively.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages require no down payment at all.
101 North Addison Street, Suite 202, Elmhurst, IL, 60126
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g
Village Bank & Trust offers banking solutions tailored to our customers, their needs, & our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events. We believe a bank should be a true asset the area it serves.
METRO Federal Credit Union has provided financial services for almost 50 years. We were organized in 1973 by municipal employees who wanted financial services at lower costs than those supplied by banks or other savings institutions.
As a community credit union, we serve portions of Cook, DuPage, Lake, and McHenry counties, in addition
Corporate America Family Credit Union, we're dedicated to providing the tools, resources and expertise that will empower you to succeed.We're here for you, our member-owners. We provide the advanced products and client services you need to help further your financial goals and dreams. Plus, we collaborate with you.
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Innovative Mortgage Inc boosts your home-buying journey with top tier mortgage solutions, enhancing dreams with personalized services that suit every client's needs.
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725 E.Dundee Rd, Suite 201, Arlington Heights, IL, 60004
One Republic Mortgage Inc. was founded in 2008 as a broker of residential home loan purchases and refinances. But after the dramatic environmental shift the financial and real-estate sectors endured in recent history, we determined that we could better serve the community by converting into a lender.
