USDA VS FHA in Signal-Hill, Los Angeles County, CA

For 2026, the USDA loan limit for Signal-Hill in Los Angeles county, CA, is set at $657,900, with the FHA limit for a single-family residence being $822,375.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA premium rates, assessing the income, credit, reserves, and documents necessary for eligibility. Featuring our sophisticated mortgage calculator, observe USDA, FHA, Conforming, and VA options side-by-side to decide which program in is optimal for your financial needs.

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2026 Loan Limits & Down Payment Requirements in Signal-Hill, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Possibilities in Signal-Hill, CA

Lendersa® is dedicated to rapidly providing you with the best USDA or FHA loans with convenience. Choose one of three approaches to align with the right lenders and USDA loan offerings.

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Understanding the USDA Loan in CA

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available in rural areas exclusively. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans don't require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Reena Loans & Real Estate Corporation
  • 652 16th Avenue, San Francisco, CA, 94118
  • Over 25+years of experience in residential real estate sales, 15 years of experience in commercial real estate sales. 12+years of experience with mortgages and commercial loans. Twelve years of experience managing Reena Paleja's own firm. WE PROVIDE PROFESSIONAL SERVICES- Real Estate, Property Management, COMMERCIAL LOANS and MORTGAGE.
  • Cournale & Co.
  • 4630 Geary Blvd., San Francisco, CA, 94118
  • Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service"​ real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.
  • Independent Lending Corp
  • 2 Casa Way, Suite 105, San Francisco, CA, 94123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Capital Group, Inc.
  • 3230 Scott Street, Suite 201, San Francisco, CA, 94123
  • At First Capital Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Osder Financial Group
  • 2084 Union Street, San Francisco, CA, 94123
  • Osder Financial Group has earned a reputation as the “ go to mortgage company” for closing some of the most complex transactions in this industry. Their philosophy in striving to exhaust all resources to get deals done has led to virtually 100% of his business being referred to him by CPA’s, Accountants, Financial Planners.
  • Tuttle & Company
  • 1728 UNION ST STE 306, San Francisco, CA, 94123
  • Tuttle & Company began with the intention of unparalleled service for our clients to forge a lasting, beneficial relationship. We strive to fulfill your investment goals in the long term as much as in the short term. Over the years we have completed transactions ranging from private money short-term bridge loans.
  • IGETDEALSDONE, LLC
  • 8388 E Hartford Drive #300, Scottsdale, AZ, 85255
  • I have been closing Real Estate Transactions for almost 30 year as both a Licensed Mortgage Broker (NMLS #211522) and Licensed Realtor (SA675911000). Raised in Finance and Real Estate, I am built to close deals. Of COURSE I have built my career around tough deals and close them all with Groves Capital. I AM A DSCR PROFESSIONAL and close those Loans
  • ABLEnding, Inc
  • 11571 East Ranch Gate Road, Scottsdale, AZ, 85255
  • Our mission is to make sure all our clients are comfortable and educated about the mortgage process. It doesn’t have to be stressful to get a mortgage or refinance a home. ABLEnding, Inc. works with clients from start to finish. This is because we want to simplify and clarify what could otherwise be a long and arduous transaction.
  • Trusted Mortgage Inc.
  • 7621 East Rose Garden Lane, Scottsdale, AZ, 85255
  • Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.