USDA Loan Vs. FHA loan pro & con Silver-Lakes, San Bernardino County, CA

In the year 2026, the USDA loan limit in Silver-Lakes, found within San Bernardino county, CA is set at $381,800. Meanwhile, the FHA limit for a single-family residence is $477,250.

To compare today's USDA to FHA best rates, utilize the Lendersa® USDA loan calculator. It helps you identify the necessary income, credit, reserves, and documents for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which program in is best suited to your current financial situation.

Available USDA and FHA Loan Options in Silver-Lakes, CA

The goal of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, without hassle. Choose one of the three starting points that lead to matching lenders and tailored USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. It's available in rural neighborhoods only and, unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage does not require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

Silver-Lakes Lenders
(760) 486-4225 Lender's profile and map Real Estate Loans and Homes 27489 Silver Lakes Parkway, Helendale, CA, 92342 Lends in California Real Estate Loans and Homes we offer a wide variety of loan programs starting from as low as 500 fico. Also Down Payment and Closing Cost Assistance Programs in CA. The USDA Rural zero down program from a minimum 580 fico in CA. The VA/CalVet are no down payment no closing costs programs. We have conventional home loans from a minimum.
951-203-7612 Lender's profile and map Axiom Lending Group 14175 Erie Rd, Apple Valley, CA, 92307 Lends in California Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
9093746250 Lender's profile and map LENDCO 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395 Lends in California Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
(760) 953-5754 Lender's profile and map Innovation Mortgage Group 12600 Hesperia Road, Suite A, Victorville, CA, 92395 Lends in California Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.
(888) 788-9398 Lender's profile and map 203K Mortgage Lender 17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395 Lends in California 203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans
(760) 646-0902 Lender's profile and map Gold Key Home Loans 6637 SVL Box, Victorville, CA, 92395 Lends in California Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.
(760) 593-4663 Lender's profile and map Malone, Victor, Eric 14070 Hesperia Rd, Suite 202, Victorville, CA, 92395 Lends in California Welcome Home. I am an experienced loan officer with over 20 years in the mortgage Industry and I enjoy getting the job done. Every borrower and every loan is unique. I have been able to assist many borrowers Purchase their first home and refinance their current mortgages. I've helped them eliminate debt and PMI.
(888) 497-7674 Lender's profile and map Rivas Mortgage 14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395 Lends in California Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.
(760) 245-9433 Lender's profile and map Choice Lending Corp 12640 Hesperia Road, Suite D, Victorville, CA, 92395 Lends in California A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer
(760) 205-5762 Lender's profile and map Victory Home Mortgage Inc. 123 Main, Victorville, CA, 92392 Lends in California Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.