USDA Loan Vs. FHA loan pro & con for Silver-Lakes, San Bernardino County, CA

In 2024, USDA loan limit in Silver-Lakes, county of San Bernardino, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Silver-Lakes, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(866) 418-2997 http://www.360mtg.com 1173 miles Lender's profile and map Reviews 360 Mortgage Group 6500 River Place Blvd, Building 7, Suite 250, Austin, TX, 78730 360mtg are a privately owned mortgage bank, founded in 2007. Our staff utilize a state-of-the-art paperless technology which encompasses all departments from origination through securitization. 360 Mortgage Group has strategically recruited underwriters from across the country to bring their local market expertise to the underwriting pool.
(512) 346-7767 https://www.gomortgagepros.com/ 1173 miles Lender's profile and map Reviews Mortgage Pros Inc 6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730 Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
(512) 271-6868 http://wiserlending.com/ 1173 miles Lender's profile and map Reviews Wiser Lending 6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730 Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.
(800) 363-6440 http://www.recovcomortgage.com/ 1173 miles Lender's profile and map Reviews Recovco Mortgage Management, LLC 4600 Fuller Dr, Suite 300, Irving, TX, 75038 Founded in 2009, by mortgage banking professionals, Recovco is an industry leader in both quality and operational excellence and has proven results of serving clients with due diligence, valuations, quality control, underwriting, and auditing services for banks, mortgage companies, and other market participants.
(800) 899-6035 https://peachcapital.com/ 1173 miles Lender's profile and map Reviews PEACH CAPITAL INC 1825 W Walnut Hill Ln, Suite 100, Irving, TX, 75038 We are a financial company that offers smart financing solutions to get quick and easy access to funds to help you take that next step today. Our Mission is to Help 1 Million Entrepreneurs and small business Owners by 2030. We offer smart financing solutions to the residents of Dallas TX, and the surrounding area.
(972) 347-4350 https://www.bsifinancial.com/ 1173 miles Lender's profile and map Reviews BSI Financial Services 1425 Greenway Drive, Suite 400, Irving, TX, 75038 We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.
(972) 213-5368 https://hblending.com/ 1173 miles Lender's profile and map Reviews Homebound Loans Incorporated 5027 Empire Way, Irving, TX, 75038 HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(651) 417-1085 https://www.applywithkenny.com/ 1173 miles Lender's profile and map Reviews Apply with Kenny LLC 1431 Greenway Drive, Suite 807A, Irving, TX, 75038 Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
(972) 945-5363 https://www.purelendmortgage.com/ 1173 miles Lender's profile and map Reviews Purelend Mortgage, LLC 1333 Corporate Drive, Suite 108, Irving, TX, 75038 Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
(800) 449-8767 https://www.phhmortgage.com/ 1173 miles Lender's profile and map Reviews PHH Mortgage Corporation 1431 Greenway Dr, Irving, TX, 75038 PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.