FHA Vs. USDA loan program for Silver-Lakes, San Bernardino County, California

In 2025, USDA loan limit in Silver-Lakes, county of San Bernardino, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Silver-Lakes, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(720) 962-8200 754 miles Lender's profile and map Reviews Foothills Credit Union 7990 W Alameda Ave, Lakewood, CO, 80226 Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
(303) 234-1700 754 miles Lender's profile and map Reviews Credit Union of Denver 9305 W. Alameda Ave, Lakewood, CO, 80226 As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
(303) 478-9126 754 miles Lender's profile and map Reviews Colorado Mortgage Loan 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226 We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
(720) 775-2718 754 miles Lender's profile and map Reviews Land Above Ground Mortgage Inc 7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(720) 502-3278 754 miles Lender's profile and map Reviews Chariot Financial 215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226 Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
(303) 830-2280 754 miles Lender's profile and map Reviews Unibell Financial Inc. 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226 Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
(303) 657-7000 754 miles Lender's profile and map Reviews Premier Members Credit Union 5505 Arapahoe Avenue, Boulder, CO, 80303 Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
(303) 415-2070 754 miles Lender's profile and map Reviews Brenckman Funding LLC 4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303 Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.
(720) 295-6261 754 miles Lender's profile and map Reviews 1st Nations Mortgage 281 Ponderosa Drive, Boulder, CO, 80303 We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
(303) 245-0291 754 miles Lender's profile and map Reviews Aloha Capital 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303 Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.