USDA Vs. FHA Pro and Con comparison in Silver-Lakes, San Bernardino County, CA
In the year 2025, the USDA loan limit in Silver-Lakes, found within San Bernardino county, CA is set at $381,800. Meanwhile, the FHA limit for a single-family residence is $477,250.
To compare today's USDA to FHA best rates, utilize the Lendersa® USDA loan calculator. It helps you identify the necessary income, credit, reserves, and documents for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which program in is best suited to your current financial situation.
2025 Loan Limits and Down Payment Specifications in Silver-Lakes, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Silver-Lakes, CA
The goal of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, without hassle. Choose one of the three starting points that lead to matching lenders and tailored USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. It's available in rural neighborhoods only and, unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage does not require any down payment.
Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.
It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
1913 Capitol Avenue, Suite D, Sacramento, CA, 95811
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.
To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.
950 John Daly Blvd, Suite 200, Daly City, CA, 94015
"Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
950 John Daly Blvd. Suite 200, Daly City, CA, 94015
Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes
Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.
