USDA and FHA Pro and Con in Victorville, San Bernardino County, CA
In the current year, 2026, the USDA loan limit for Victorville, located in the county of San Bernardino, CA, is set at $776,600. Conversely, the FHA loan limit for a single-family home stands at $1,089,300 in the same location.
To explore and compare today's leading rates between USDA and FHA loans, use the Lendersa® USDA loan calculator. This tool helps identify the necessary income level, credit score, reserve funds, and documentation needed for qualification. With our advanced mortgage calculator, you can examine and compare USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the most suitable program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Victorville, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Victorville, CA
Lendersa® is committed to quickly facilitating access to the best USDA or FHA loan options with minimal hassle. Begin your journey with one of three paths designed to align you with matching lenders and the most suitable USDA loan programs.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is solely available in designated rural areas. Distinct from FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment, offering a favorable option for eligible borrowers.
17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
Lends in California
Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
12600 Hesperia Road, Suite A, Victorville, CA, 92395
Lends in California
Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.
17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395
Lends in California
203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans
Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.
14070 Hesperia Rd, Suite 202, Victorville, CA, 92395
Lends in California
Welcome Home. I am an experienced loan officer with over 20 years in the mortgage Industry and I enjoy getting the job done. Every borrower and every loan is unique. I have been able to assist many borrowers Purchase their first home and refinance their current mortgages. I've helped them eliminate debt and PMI.
14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
Lends in California
Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.
12640 Hesperia Road, Suite D, Victorville, CA, 92395
Lends in California
A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.
