USDA and FHA Pro and Con in Victorville, San Bernardino County, CA
In the current year, 2026, the USDA loan limit for Victorville, located in the county of San Bernardino, CA, is set at $776,600. Conversely, the FHA loan limit for a single-family home stands at $1,089,300 in the same location.
To explore and compare today's leading rates between USDA and FHA loans, use the Lendersa® USDA loan calculator. This tool helps identify the necessary income level, credit score, reserve funds, and documentation needed for qualification. With our advanced mortgage calculator, you can examine and compare USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the most suitable program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Victorville, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Victorville, CA
Lendersa® is committed to quickly facilitating access to the best USDA or FHA loan options with minimal hassle. Begin your journey with one of three paths designed to align you with matching lenders and the most suitable USDA loan programs.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is solely available in designated rural areas. Distinct from FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment, offering a favorable option for eligible borrowers.
309 E. Market Street, Suite 103, Louisville, KY, 40202
Capital Now Funding is a nationwide provider of pre-settlement legal funding.Founded in 2015 in Louisville, KY, Capital Now Funding focuses on providing the most transparent pre-settlement funding solution. We believe law firms & attorneys should be able to refer clients to a funding company without worrying about high interest rates.
LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.
Brewton Mill Federal Credit Union was started in 1959 as Brewton CCA Federal Credit Union. In 1999 we changed our name to Brewton Mill Federal Credit. Today our membership includes: Employees of Smurfit-Stone Container Corporation Brewton Mill, Brewton Mill Federal Credit Union Employees, Members of their immediate families
The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.
Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.
Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invest
600 Corporation Dr, Suite 200, Pendleton, IN, 46064
GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.
Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
Crossroads Bank gives customers a wide range of financial products and services to help them achieve their financial goals. Our customers can be sure that we will always be ready to provide careful stewardship of their money, honest answers and a sincere commitment to their financial success. By building strong, personal customer.
