USDA and FHA Pro and Con in Victorville, San Bernardino County, CA
In the current year, 2025, the USDA loan limit for Victorville, located in the county of San Bernardino, CA, is set at $776,600. Conversely, the FHA loan limit for a single-family home stands at $1,089,300 in the same location.
To explore and compare today's leading rates between USDA and FHA loans, use the Lendersa® USDA loan calculator. This tool helps identify the necessary income level, credit score, reserve funds, and documentation needed for qualification. With our advanced mortgage calculator, you can examine and compare USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the most suitable program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Victorville, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Victorville, CA
Lendersa® is committed to quickly facilitating access to the best USDA or FHA loan options with minimal hassle. Begin your journey with one of three paths designed to align you with matching lenders and the most suitable USDA loan programs.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is solely available in designated rural areas. Distinct from FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment, offering a favorable option for eligible borrowers.
3700 Old Redwood Hwy, Suite 230, Santa Rosa, CA, 95403
As a lifelong finance professional and CPA, as well as a business leader and consultant, I bring vast experience to my home mortgage business. I take the title of mortgage advisor literally – I’m not here to sell you anything, just to advise you on your best course of action to make your home ownership, and lifestyle, dreams come true.
Parker Mortgage is a boutique brokerage firm whose primary focus is representing charitable foundations, trust departments and pension plans for the acquisition of mortgage lending opportunities that meet their investment guidelines and are consistent with their constituent's values.
You First Mortgage is a licensed mortgage broker based in Sonoma, Marin and San Diego Counties. When you partner with us, we put your interests above all other priorities. With versatile real estate industry experience in the local market, our advisors can provide reliable guidance when it comes to choosing home financing options.
3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.
3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation
Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472
Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources
We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage.
Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.
7359 East Tanque Verde, Suite D, Tucson, AZ, 85715
Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
