USDA VS FHA in Spring-Valley-Lake, San Bernardino County, CA
In 2025, the USDA loan limit in Spring-Valley-Lake, located in San Bernardino county of CA, is $381,800, whereas the FHA limit for a single-family home is $477,250.
Employ the Lendersa® USDA loan calculator to effectively compare today's USDA versus FHA rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program most suitable for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Spring-Valley-Lake, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Spring-Valley-Lake, CA
Lendersa® is dedicated to securing the best possible USDA or FHA loans quickly and without hassle. Choose one of three starting points that aligns you with matching lenders and USDA loan programs.
The USDA home loan, widely known as the USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is offered solely in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426
Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.
Coastal Finance Company (CFC) strives to make a difference in this world through the financial industry by investing in people. We stand beside our clients empowering them to strengthen and improve their financial future. We are proud members of RLNC and AFSA. Our team of professionals takes pride in treating people the way we like to be treated.
3350 SW 148th Ave, Suite 110, Hollywood, FL, 33027
Home Loan Brokers LLC is a Florida limited liability company based in Miramar. If your lender sends you a revised Loan Estimate, please compare it to the previous one you received. Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help..
15800 Pines Blvd, Suite 329, Pembroke Pines, FL, 33027
A Plus Mortgage Full service mortgage company based in Pembroke Pines, Florida. We specialize in first time home buyers and FHA 203k mortgage loans. We can help save money with a new lower monthly payment or help you realize your dream of home ownership! FHA 203k mortgage loans. We can help save
3350 SW 148th Avenue, Suite 110, Miramar, FL, 33027
ARIA Mortgage Solutions. We are a full-service mortgage company based in Miramar, FL. We specialize in Various residential loans. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
"A hard equity loan is an asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are issued by private investors or companies.
As a hard equity lender, we understand better your business needs, and are able to provide more flexible solutions for your specific circumstances"
Mint Mortgage is a division of Point Mortgage. We are based in Miramar, FL, and serve clients in the greater Miami and Fort Lauderdale areas. We are licensed to work across the state of Florida and offer a range of loan programs to choose from. Solutions to help reduce closing cost and find lowest rate available.
EZ Funding Group, Inc. was established in 2000 by Jaime Charouf as the President/CEO of the company and from its inception EZ Funding Group, Inc., has made the commitment to provide clients in the state of Florida with the highest quality service and with the combination of diverse residential and commercial mortgages.
