In 2025, the USDA loan limit in Placerville, located in the county of El Dorado, CA, is $540,000, whereas for a single-family home, the FHA limit stands at $763,600.
To compare today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. It helps you figure out the required income, credit standing, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side for you to determine the ideal program in Alabama that suits your financial position.
2025 Loan Limits and Down Payment Requirements in Placerville, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Explore USDA and FHA Loan Options in Placerville, CA
Lendersa® is dedicated to delivering the best USDA or FHA loans to you quickly and conveniently. Choose from one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
5120 Gaillardia Corporate Place, Oklahoma City, OK, 73142
Dalton Mortgage Group for your mortgage needs! At DMG we use the most up to date technology and security measures to insure that your applications taken through this web site are easy to understand and encrypted at the highest level. We pride ourselves on offering the highest in customer service.
515 West 41st Street # 1002, Sioux Falls, SD, 57105
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Voyage Federal Credit Union has a continued legacy of personal service, small business, and community support. What began as two separate credit unions, Bell Federal Credit Union and Metz McKennan – with histories dating back to World War II – blossomed into a mutually respectful merger in 2011 that encouraged growth
Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.
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833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
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