In 2026, the USDA loan limit in Placerville, located in the county of El Dorado, CA, is $540,000, whereas for a single-family home, the FHA limit stands at $763,600.
To compare today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. It helps you figure out the required income, credit standing, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side for you to determine the ideal program in Alabama that suits your financial position.
2026 Loan Limits and Down Payment Requirements in Placerville, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Explore USDA and FHA Loan Options in Placerville, CA
Lendersa® is dedicated to delivering the best USDA or FHA loans to you quickly and conveniently. Choose from one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
5821 Fairview Road, Suite 218, Charlotte, NC, 28209
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs..
1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209
We founded TruLoan Mortgage to create a lending experience that everyone involved will love. With a fundamental belief that the American Dream includes home ownership and that home financing can be as positive and enjoyable an experience as choosing your dream home, we formed TruLoan Mortgage.
We understand the demands of the real estate market and pride ourselves on being a trusted partner with a proven track record of helping our clients succeed. With Rain City Capital, you can trust that you’ll have a financial partner who is as committed to your success as you are.
At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!
What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
Piedmont Financial is a customer service and price-driven mortgage company focused on providing clients with the best possible mortgage product for their needs at the lowest possible margin. We're a regional lender currently operating in North Carolina, South Carolina, Virginia, Georgia and Alabama.
1200 East Morehead Street, Suite 290, Charlotte, NC, 28204
At Neighborhood Lender, we're creating a new kind of mortgage experience - one that has less stress, less paperwork, and no closing costs. We're a small team of mortgage professionals who put our customers' needs first. We can beat the banks, because we're committed to finding the best mortgage and refinancing options available.
Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
150 Providence Road, Suite 300, Charlotte, NC, 28207
"LendScout by ASMC is a home-finance solutions team based in Charlotte, NC helping you turn your daydreams into your dream home through a seamless lending process.
Our team has created a process to get you approved and into your home, quickly. We also minimize the potential for error as we communicate quickly"
