In 2025, the USDA loan limit in Placerville, located in the county of El Dorado, CA, is $540,000, whereas for a single-family home, the FHA limit stands at $763,600.
To compare today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. It helps you figure out the required income, credit standing, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side for you to determine the ideal program in Alabama that suits your financial position.
2025 Loan Limits and Down Payment Requirements in Placerville, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Explore USDA and FHA Loan Options in Placerville, CA
Lendersa® is dedicated to delivering the best USDA or FHA loans to you quickly and conveniently. Choose from one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152
We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience
As a full-service financial institution, CVF Credit Union offers all the financial products and latest delivery innovations you’d expect from a large bank, except we take the time to know you personally. Our priority is to provide you with the advantage of low-fee or no-fee services with competitive yields on savings and lower rates on loans.
33300 Five Mile Road, Suite 105, Livonia, MI, 48154
Starnorth Mortgage LLC offers Livonia, MI mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Remote quote and social distance precautions observed. Provide purchase mortgages and refinancing to Michigan homeowners since 2005!
Irene Partners is the fastest broker on the market.
One source for commercial lending, commercial real estate, and residential mortgages.
Irene Partners is a powerful independent brokerage in Southeast Michigan. Their innovative mortgage process gets loans faster than anybody else.
At Market Street Mortgage, LLC, where we specialize in residential mortgages. At Market Street Mortgage, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
The First National Bank of Blanchester, an independent community bank serving the needs of the individuals, businesses, & governmental entities within the Bank's market area. Established in March 1907, First National Bank of Blanchester is chartered as a national bank. Located in Blanchester, Ohio, the bank offers a variety of products & services.
At Total Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Mortgages by Jack is your premiere mortgage lender located in Livonia, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced team
Home Loan Specialists was established in 1997. As an affiliate branch of Mortgage One, we have been providing residential loans in Michigan for more than 20 years. In that time frame, we have closed well over $1 Billion in mortgage transactions. We are a full-service mortgage lender offering all types of mortgage options.
