USDA Vs. FHA Pro and Con comparison in Diamond-Springs, El Dorado County, CA
In 2025, the USDA loan limit in Diamond-Springs, El Dorado, CA is $478,400, whereas the FHA limit for a single-family home is $598,000.
Utilize Lendersa®'s USDA loan calculator to evaluate the top USDA and FHA rates available today. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options in parallel, aiding your decision for the suitable program in that meets your financial needs.
2025 Loan Limits and Downpayment Requirements in Diamond-Springs, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
USDA and FHA Loan Options in Diamond-Springs, CA
The aim at Lendersa® is to efficiently secure the best USDA or FHA loan quickly and easily. Choose from three starting options to connect with matching lenders and access USDA loan programs.
USDA home loans, guaranteed by the U.S. Department of Agriculture and often called USDA rural development loans, are available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment.
As a member-owned, non-profit financial institution, Latrobe Federal Credit Union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans. Decisions are made by a Board of Directors, elected by our membership.
Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.
AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.
At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
105 Landings Drive, Suite 205, Mooresville, NC, 28117
We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
3811 Lake Shore Road, Suite S, Blasdell, NY, 14219
The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
