USDA Vs. FHA Pro and Con comparison in Diamond-Springs, El Dorado County, CA
In 2025, the USDA loan limit in Diamond-Springs, El Dorado, CA is $478,400, whereas the FHA limit for a single-family home is $598,000.
Utilize Lendersa®'s USDA loan calculator to evaluate the top USDA and FHA rates available today. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options in parallel, aiding your decision for the suitable program in that meets your financial needs.
2025 Loan Limits and Downpayment Requirements in Diamond-Springs, El Dorado, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
USDA and FHA Loan Options in Diamond-Springs, CA
The aim at Lendersa® is to efficiently secure the best USDA or FHA loan quickly and easily. Choose from three starting options to connect with matching lenders and access USDA loan programs.
USDA home loans, guaranteed by the U.S. Department of Agriculture and often called USDA rural development loans, are available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment.
New Century Realtors & Home Loans- Yesenia Ruvalcaba-Garcia, Realtor, Mortgage Lender, Covina
254 E Rowland St, Covina, CA, 91723
Yesenia Ruvalcaba-Garcia, your Covina, CA Real Estate agent can help you find your perfect home. Learn about Covina, CA neighborhoods, Covina, CA suburbs, and the best places to live in Covina, CA. You will find a wealth of useful Real Estate information for home buyers and sellers on my website!
The Futura Financial Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Bluefields Real Estate vision of success is to offer to you highly competitive products so you can benefit the most from them and at the same time that we are not outbid by other lenders We offer to Home Buyers and Home Owners real estate loans to purchase and refinance your property. The loan types we offer are: FHA, VA and Conventional Loans
Lopez Financial In business founder of the George Lopez is the Mortgage Broker of company since 1993 broad range of residential and commercial loans. We specialize in first time buyers.Residential and Commercial Financing. Offering all types of loans from Conventional, FHA, and VA loans. Face to Face customer service.
Prominent 1 Financial Group Inc specialize in all types of financing that will best fit your financing needs. Wholesale Mortgage & Real Estate Broker Owner. I am approved with several Wholesale Direct Lenders, specializing in FHA, VA, Conventional, Jumbo, HUD, USDA and Down Payment Assistance Programs up to 104% Financing.
Royal Homes and Loans is located on Shoppers Lane in Covina CA specializing in buying and selling real estate, home loans, property management and credit correction. We serve Covina, West Covina, Glendora and the Los Angeles County, Riverside County & San Bernardino County, with professional real estate services.
C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients.
6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.
