USDA VS FHA in South-San-Gabriel, Los Angeles County, CA

As of 2026, the USDA loan threshold in South-San-Gabriel, located in the county of Los Angeles in CA, stands at $657,900. In contrast, the FHA limit for a single-family dwelling is $822,375.

Utilize Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, thus aiding in determining the income, credit, reserves, and documents necessary for qualification. This sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your unique financial circumstances.

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2026 loan thresholds and down payment specifications in South-San-Gabriel, situated in the county of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 None
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA lending choices in South-San-Gabriel, CA

The mission of Lendersa® is to efficiently secure the best USDA or FHA loans for you. Start with one of three options designed to connect you with corresponding lenders and USDA programs.

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Understanding USDA Loans in CA

USDA home loans, supported by the U.S. Department of Agriculture, are targeted for rural areas and are also referred to as USDA rural development loans or mortgages. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Someday Mortgage
  • 4702 Sunlight Lane, Broomfield, CO, 80023
  • Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
  • Team Lassen
  • 13606 Xavier Lane, Suite E, Broomfield, CO, 80023
  • Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
  • MfgHomeMortgage.com
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • MfgHomeMortgage.com is powered by American Home Funding, which is a locally owned and operated mortgage brokerage out of Portland, OR. The company was founded by a husband and wife team in Eugene, OR in 1993 and has since retained its Eugene branch and moved its corporate headquarters and processing team to Portland.
  • American Home Funding
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • American Home Funding has proudly served Oregon since 1993 and Washington since 2011. With local offices in Portland and Eugene we have all your mortgage solutions under one roof. American Home Funding has access to a variety of lenders and loan products that will meet your needs no matter if you’re a first time home buyer.
  • Unitus Community Credit Union
  • 1300 SW 6th Ave, Portland, OR, 97201
  • We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA
  • ScanlanKemperBard Companies
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  • ScanlanKemperBard is a privately held real estate merchant bank based in Portland, Oregon. SKB acquires, manages and transforms commercial properties into profitable, risk-adjusted returns for select high-net-worth individuals, family offices, trusts, and institutional investors.
  • Lending Maven Mortgage
  • 2703 Kenton Street, Denver, CO, 80238
  • The Lending Maven is a Licensed Colorado Mortgage Broker for the last 18 years. I have worked with hundreds of families in achieving home ownership. My clients are like family, they know they can call, text or email me anytime if they have questions. I pride myself on my communication with my clients, lenders and realtors.
  • Sustain Mortgage LLC
  • 2675 Beeler Street, Denver, CO, 80238
  • Sustain Mortgage has been at the forefront of the growth and excitement of the city’s newest success story. A boutique brokerage firm, Sustain Mortgage has adapted to the many changing needs of this burgeoning community and its residents, while playing an advisory role in this internationally acclaimed model for urban redevelopment.
  • BW Mortgage LLC
  • 8354 Northfield Blvd, Suite 3700, Denver, CO, 80238
  • BW Mortgages, LLC provides premier mortgage services throughout Colorado. If you’re interested in working with us, please read through the following and collect the relevant documents and Your mortgage application is the first step in the home buying or refinance process. Once submitted with current financial information.
  • Thoroughbred Financial Inc
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  • Jess has over 30 years of professional sales experience and has worked with many world-class institutions. From Merrill Lynch stockbroker, Beverly Hills commercial banker, Coldwell Banker Realtor, business owner and investor, he has been a party to a great deal of sophisticated transactions through the years.
  • Forrit Credit Union
  • 95 SW Taylor Street, Portland, OR, 97204
  • Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.