USDA and FHA Pro and Con in South-San-Gabriel, Los Angeles County, CA

As of 2026, the USDA loan threshold in South-San-Gabriel, located in the county of Los Angeles in CA, stands at $657,900. In contrast, the FHA limit for a single-family dwelling is $822,375.

Utilize Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, thus aiding in determining the income, credit, reserves, and documents necessary for qualification. This sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your unique financial circumstances.

Receive loan proposals from 100 different lenders

2026 loan thresholds and down payment specifications in South-San-Gabriel, situated in the county of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 None
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA lending choices in South-San-Gabriel, CA

The mission of Lendersa® is to efficiently secure the best USDA or FHA loans for you. Start with one of three options designed to connect you with corresponding lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans, supported by the U.S. Department of Agriculture, are targeted for rural areas and are also referred to as USDA rural development loans or mortgages. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



South-San-Gabriel Lenders

  • Apple Direct Funding
  • 8622 E. Garvey Ave, Suite 206, Rosemead, CA, 91770
  • Lends in California
  • Apple Direct Funding Corp was founded in 1994. The Company's line of business includes arranging loans for others on a commission or fee basis. We are a mortgage correspondent. We are using our warehouse line to fund loans which means faster service to close transactions. Company Headquarter located in 8622 Garvey Ave # 206, Rosemead, CA 91770.

  • Alliance Home Loan Inc
  • 7940 E. Garvey Ave, Suite 204, Rosemead, CA, 91770
  • Lends in California
  • Alliance Home Loan Inc. is located in Rosemead, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Alliance Home Loan Inc. has 2 total employees across all of its locations and generates $272, 197 in sales (USD). (Sales figure is modelled). Our Offers variety of programs for Purchase

  • Transpac Investment Corp.
  • 9800 Valley Boulevard, Rosemead, CA, 91770
  • Lends in California
  • Transpac Investment Corp, started by a husband and wife duo, has been helping the Southern California area since 1998. Since then we have helped thousands of borrowers with all types of financial situations purchase and refinance their homes! We work with both english and mandarin speakers, helping a range of clients

  • Interstate Lenders
  • 3153 Gladys Ave, Monterey Park, CA, 91770
  • Lends in California
  • "I have been helping friends and families with mortgage home loans since 2002.

    Prior to being a full time loan agent, I worked with Chase, Wells Fargo Bank and Bank of America.

    I have over 20 years of loan and financial services experience.

    I will always provide you with expert advice and give my best effort to meet your goals"

  • Mega Bank
  • 245 West Valley Boulevard, San Gabriel, CA, 91776
  • Lends in California
  • Mega Bank is a Chinese American community bank opening for business in February 2008. Our board of directors is composed of experienced bankers who have had successful careers with community banks in the San Gabriel Valley. Five of our board members are former bank directors and three of them served as bank presidents and chief executive officers.

  • Pacific Alliance Bank
  • 641 W Las Tunas Dr, San Gabriel, CA, 91776
  • Lends in California
  • Founded in 2006 by a group of business entrepreneurs & professionals in Los Angeles & Orange Counties,Pacific Alliance Bank is a California state-chartered bank serving communities in Southern CA.We are a full-service bank focused on building relationships by delivering personal, commercial & lending products & services that best serve our clients.

  • Asian Pacific National Bank
  • 333 West Valley Blvd., San Gabriel, CA, 91776
  • Lends in California
  • Asian Pacific National Bank (APNB) was established in August 1990 to offer personalized banking services to the business community in the San Gabriel Valley and Los Angeles Region. Based in Southern California, APNB has a deep understanding of the needs of the community as well as the financial resources to support its steady continuing growth.

  • Victoria Financial Corp.
  • 217 W. Las Tunas Drive, San Gabriel, CA, 91776
  • Lends in California
  • Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.

  • Conquest Financial Corp.
  • 1028 S. San Gabriel Blvd, San Gabriel, CA, 91776
  • Lends in California
  • Conquest Financial provide mortgage advice to our clients. We try to step into the eyes of our clients. We understand the anxiety involved with purchasing a home. Our loan management process is aimed at transforming the home buying process into an enjoyable experience: the way it should be. We eliminate the unknown by helping our clients.

  • First Professional Finance Corporation
  • 501 South San Gabriel Boulevard, Unit 203, San Gabriel, CA, 91776
  • Lends in California
  • At First Professional Finance Corporation we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" & will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.