USDA and FHA Pro and Con in South-San-Gabriel, Los Angeles County, CA

In 2025, USDA loan limit in South-San-Gabriel, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in South-San-Gabriel, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in South-San-Gabriel, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Grand Valley Home Loans
  • 1822 L Road, Fruita, CO, 81521
  • Mickie Fisher Rogers is the owner of Grand Valley Home Loans a recognized leader in the mortgage industry. Being a Fruita, Colorado Native, she and her family have strong roots in the Western Slope. Known for consistently delivering the best home buying experience, Mickie is passionate, genuine & always has her borrower’s best interest at heart.
  • Diversified Home Loans
  • 165 E 1400 N, Suite 200, Logan, UT, 84341
  • Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
  • Grand Junction Federal Credit Union
  • 633 24 Road, Grand Junction, CO, 81505
  • GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit & travel cards, gift cards, money orders, low interest loans.
  • Cash In A Snap - Payday Loans Online
  • 3119 Old Military Rd, Suite 100, Central Point, OR, 97502
  • Based in Central Point, Oregon, at Cash in a Snap, we have been helping people cover any unexpected expense by providing instant cash advance, online. We have made obtaining a payday loan a quick and easy experience by connecting you with our large network of reputable lenders who compete to offer you the best possible loan.
  • Ireland Bank
  • 33 Bannock Street, Malad City, ID, 83252
  • Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters.
  • Delta County Federal Credit Union
  • 100 Circle Drive, Delta, CO, 81416
  • It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
  • Price Mortgage LLC
  • 3110 State Street, Medford, OR, 97503
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.
  • San Juan Mountains Credit Union
  • 1400 E. Main Street, Montrose, CO, 81401
  • Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
  • NuVista Federal Credit Union
  • 2711 Commercial Way, Montrose, CO, 81401
  • NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
  • Access Mortgages Services, Inc.
  • 1630 Williams Hwy 140, Grants Pass, OR, 97527
  • Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end
  • Becky Watkins - Financial Mortgage Solutions
  • 9680-6 Eagle Ranch Road, Albuquerque, NM, 87114
  • With more than 30 years of experience working in every aspect of the mortgage and real estate professions, I am passionate about helping people achieve their financial goals through home ownership. I take the time to listen, understand, and share the vision of everyone I work with to assure that they are informed.