USDA and FHA Pro and Con in South-San-Gabriel, Los Angeles County, CA
As of 2026, the USDA loan threshold in South-San-Gabriel, located in the county of Los Angeles in CA, stands at $657,900. In contrast, the FHA limit for a single-family dwelling is $822,375.
Utilize Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, thus aiding in determining the income, credit, reserves, and documents necessary for qualification. This sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your unique financial circumstances.
2026 loan thresholds and down payment specifications in South-San-Gabriel, situated in the county of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
None
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA lending choices in South-San-Gabriel, CA
The mission of Lendersa® is to efficiently secure the best USDA or FHA loans for you. Start with one of three options designed to connect you with corresponding lenders and USDA programs.
USDA home loans, supported by the U.S. Department of Agriculture, are targeted for rural areas and are also referred to as USDA rural development loans or mortgages. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
8622 E. Garvey Ave, Suite 206, Rosemead, CA, 91770
Lends in California
Apple Direct Funding Corp was founded in 1994. The Company's line of business includes arranging loans for others on a commission or fee basis. We are a mortgage correspondent. We are using our warehouse line to fund loans which means faster service to close transactions. Company Headquarter located in 8622 Garvey Ave # 206, Rosemead, CA 91770.
7940 E. Garvey Ave, Suite 204, Rosemead, CA, 91770
Lends in California
Alliance Home Loan Inc. is located in Rosemead, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Alliance Home Loan Inc. has 2 total employees across all of its locations and generates $272, 197 in sales (USD). (Sales figure is modelled). Our Offers variety of programs for Purchase
Transpac Investment Corp, started by a husband and wife duo, has been helping the Southern California area since 1998. Since then we have helped thousands of borrowers with all types of financial situations purchase and refinance their homes! We work with both english and mandarin speakers, helping a range of clients
Mega Bank is a Chinese American community bank opening for business in February 2008. Our board of directors is composed of experienced bankers who have had successful careers with community banks in the San Gabriel Valley. Five of our board members are former bank directors and three of them served as bank presidents and chief executive officers.
Founded in 2006 by a group of business entrepreneurs & professionals in Los Angeles & Orange Counties,Pacific Alliance Bank is a California state-chartered bank serving communities in Southern CA.We are a full-service bank focused on building relationships by delivering personal, commercial & lending products & services that best serve our clients.
Asian Pacific National Bank (APNB) was established in August 1990 to offer personalized banking services to the business community in the San Gabriel Valley and Los Angeles Region. Based in Southern California, APNB has a deep understanding of the needs of the community as well as the financial resources to support its steady continuing growth.
Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.
Conquest Financial provide mortgage advice to our clients. We try to step into the eyes of our clients. We understand the anxiety involved with purchasing a home. Our loan management process is aimed at transforming the home buying process into an enjoyable experience: the way it should be. We eliminate the unknown by helping our clients.
501 South San Gabriel Boulevard, Unit 203, San Gabriel, CA, 91776
Lends in California
At First Professional Finance Corporation we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" & will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.