USDA Loan Vs. FHA loan pro & con for Rosemead, Los Angeles County, CA

In 2025, USDA loan limit in Rosemead, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rosemead, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(724) 527-2822 2144 miles Lender's profile and map Reviews Elliott Community Federal Credit Union 920 North Fourth Street, Jeannette, PA, 15644 The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.
(724) 840-1357 2144 miles Lender's profile and map Reviews Pronto Mortgage 217 F Pleasant Valley Road, Jeannette, PA, 15644 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(304) 379-2265 2144 miles Lender's profile and map Reviews Clear Mountain Bank PO Box 205, Bruceton Mills, WV, 26525 Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.
(843) 603-5924 2144 miles Lender's profile and map Reviews The Kristoff Team 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910 The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
(863) 409-8909 2144 miles Lender's profile and map Reviews Mortgage Lending Associates 23 Anchor Cove Court, Bluffton, SC, 29910 Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
(352) 667-8426 2144 miles Lender's profile and map Reviews BankFlorida 12612 Highway 301 South, Dade City, FL, 33525 BankFLORIDA serves our customers and community by providing financial services with the highest level of integrity and a superior banking experience. We provide our customers access to a full range of financial products and will work hard every day to exceed their expectations. We strive to be the preferred provider, create customer loyalty
(813) 621-6454 2144 miles Lender's profile and map Reviews PowerNet Credit Union 5619 Harney Road, Tampa, FL, 33610 PowerNet Credit Union is the largest labor-based credit union in Florida and serves the Building and Construction Trade local Unions and their members throughout the state since 1961. Membership is open to all Florida building and Construction unions, their members, retirees as pensioners or annuitants of said local unions
(800) 999-5887 2144 miles Lender's profile and map Reviews Suncoast Credit Union 6801 E Hillsborough Ave, Tampa, FL, 33610 Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches
(330) 329-8823 2144 miles Lender's profile and map Reviews SISTAR MORTGAGE COMPANY 10150 Highland Manor Dr, Suite 200, Tampa, FL, 33610 Sistar Mortgage have today announced a partnership that will see the nationwide lender become the Presenting Partner of the upcoming series of Minor League Cricket Franchise Exhibition Matches. As part of the sponsorship, Sistar Mortgage will also have prominent branding on the playing shirts of all 24 Minor League
(336) 644-9944 2144 miles Lender's profile and map Reviews Bank of Oak Ridge 8050 Fogleman Rd, Oak Ridge, NC, 27310 Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work
(904) 478-8957 2144 miles Lender's profile and map Reviews fiber.mortgage 1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259 Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.