USDA Vs. FHA Pro and Con comparison in Monterey-Park, Los Angeles County, CA
For 2025, the USDA loan limit in Monterey-Park, within the county of Los Angeles, CA, is set at $657,900. Meanwhile, the FHA loan limit for a single-family home is $822,375. Knowing these limits helps determine your potential borrowing power for property purchases in these regions.
Try Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps identify necessary income, credit scores, required reserves, and documentation for qualification. The advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, assisting you in choosing the right program for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Monterey-Park, Los Angeles Co., CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in Monterey-Park, CA
The primary goal of Lendersa® is to provide a quick, hassle-free route to securing the best possible USDA or FHA loan for you. Choose from one of three starting options to connect with lenders and align with appropriate USDA loan programs.
A USDA home loan is officially secured by the Department of Agriculture—often called the USDA rural development loan or USDA mortgage. This type of home financing is exclusively available in rural areas, catering to residents seeking affordability. Unlike FHA loans that necessitate a 3.5% down payment, USDA loans require no down payment, broadening access for more potential homeowners and fostering development in rural communities.
Superior National Bank opened in 1890. Headquartered in Hancock Michigan, Superior National Bank serves clients in the Upper Peninsula and Southeast Michigan regions and employs over 250 people. Superior National Bank provides individual consumers, businesses, municipalities and corporations with a full range of banking services spanning lending.
Mortgage loan subservicing is a highly demanding and regulated discipline – one that requires precise expertise for handling thousands of complex tasks. Today’s environment is not for the inexperienced, or those who are stuck in the status quo. That’s why lenders all over the country trust Midwest.
Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
Gallery Mortgage is here to provide you with more information, answer any questions you may have and create an effective solution for your needs. If you need assistance or simply have questions before you apply please click the contact us button and also .We help you build a foundation with the right tools & services.
3900 South Walnut Street, Suite C, Bloomington, IN, 47401
Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.
In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees
Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.
